generated: '2026-07-21'
method: searched
source: https://docs.tesseract.fi/earn-direct-and-earn-api/earn-api/process-and-environments.md
surface: earn-api
environments:
  - name: Development
    url: https://earn-api-dev.partner.env.tesseractinvestment.dev/
    description: >-
      Environment to develop against. All APIs are available but Tesseract does
      not settle its side of the outstanding balance. Development credentials may
      be used from developer workstations.
    swagger: https://earn-api-dev.partner.env.tesseractinvestment.dev/docs/
  - name: Test
    url: https://earn-api-test.partner.env.tesseractinvestment.dev/
    description: >-
      Copy of production where the partner can develop and test daily settlement
      with small amounts of real crypto (no testnet support). Product list is a
      subset of production. Test/Production credentials should only be used in
      cloud-based systems.
  - name: Production
    url: https://earn-api.tesseractinvestment.com/
    description: Live partner integration.
credentials:
  delivery: Bitwarden Send
  note: >-
    Authentication credentials (OAuth2 client-credentials) are delivered per
    environment via Bitwarden Send; recipients store them in a password manager.
    Development credentials for workstations; Test/Production for cloud systems
    only.
  prerequisites:
    test: Mutual NDA signed.
    production: Alliance Agreement signed; acceptance test passed.
test_values:
  note: >-
    Tesseract does not publish static magic test card numbers or fixture tokens.
    Test/Production environments settle with small amounts of REAL crypto (no
    testnet). Both parties exchange per-currency settlement wallet addresses out
    of band before Test/Production use.
public_vault_api:
  note: >-
    The public vault reporting API (api.vault.tesseract.fi) read endpoints are
    unauthenticated and can be exercised directly against live vault addresses
    via the Swagger UI.
  swagger: https://api.vault.tesseract.fi/public/docs
acceptance_testing:
  performed_in: Production
  tests:
    - id: TC_1
      name: User Journey Test (account creation, product access, deposit, balances, transactions, withdraw)
    - id: TC_2
      name: Settlement Test (deposit across products, Day-1 reports, withdraw, Day-2 reports)
  source: https://docs.tesseract.fi/earn-direct-and-earn-api/earn-api/acceptance-testing.md