aid: the-bank-of-london name: The Bank of London description: >- The Bank of London (TBOL) is a UK principal clearing bank and Banking-as-a-Service provider, authorised by the Bank of England's Prudential Regulation Authority and regulated by the FCA and PRA (FRN 930379). Operating a "safer by design" model in which client deposits are never loaned, invested or leveraged, it offers clearing, payments and settlement, agency banking, embedded banking (BaaS) and commercial and corporate banking to banks, non-bank financial institutions, virtual-asset service providers, digital platforms, financial intermediaries and corporates. Its Developer Studio at developer.bankoflondon.com publishes a public OpenAPI 3.0.3 contract for the Bank of London API v2 covering accounts, customer onboarding, virtual account management, Confirmation of Payee, Faster Payments, Bacs, CHAPS, agency and cross-border payments, standing orders, direct-debit mandates, transactions, statements and webhooks, backed by a free open sandbox that requires no NDA. A separate PSD2 / Open Banking UK v3.1 TPP interface is operated on the bank's behalf by Salt Edge Priora under provider code `tbol`. url: https://raw.githubusercontent.com/api-evangelist/the-bank-of-london/refs/heads/main/apis.yml image: https://cdn.prod.website-files.com/67ac63e504ea6d324d5e5a44/67ac8464295e3d604352cb63_256x256%20Webclip%20image.png x-type: company x-source: harvest:secondary-market specificationVersion: '0.20' created: '2026-08-30' modified: '2026-08-30' tags: - Company - Banking - Clearing Bank - Payments - Banking as a Service - Embedded Finance - Open Banking - PSD2 - Faster Payments - Financial-Services - United Kingdom - Virtual Accounts tags_raw: - Company - Banking - Clearing Bank - Payments - Banking as a Service - Embedded Finance - Open Banking - PSD2 - Faster Payments - Financial Services - United Kingdom - Virtual Accounts apis: - name: Bank of London API description: >- The Bank of London's public REST banking API (v2/v3 path-versioned), published as OpenAPI 3.0.3 from the Developer Studio. 58 operations across ten tags — Accounts, Customer Management, Virtual Account Management, Confirmation of Payee, Payments V2 (internal, Faster Payments, Bacs, CHAPS, agency and FX/cross-border), Standing Orders, Transactions, Mandates (Direct Debits), Statements and Webhook Management. Requests are authenticated with a per-request detached JWS (PS256) in the `x-jws-signature` header, signed with an API key created in the Developer Studio; payments and standing orders carry a client-supplied `idempotencyId`. humanURL: https://developer.bankoflondon.com/apis/the-bank-of-london-api baseURL: https://api.bankoflondon.com/ tags: - Banking - Payments - Account - Virtual Accounts - Faster Payments - Bacs - CHAPS - Confirmation of Payee - Direct Debits - Webhook tags_raw: - Banking - Payments - Accounts - Virtual Accounts - Faster Payments - Bacs - CHAPS - Confirmation of Payee - Direct Debits - Webhooks properties: - type: OpenAPI url: openapi/the-bank-of-london-api-openapi.json - type: Documentation url: https://developer.bankoflondon.com/docs/guides/getting-started-guide - type: APIReference url: https://developer.bankoflondon.com/apis/the-bank-of-london-api - type: Authentication url: authentication/the-bank-of-london-authentication.yml - type: Conventions url: conventions/the-bank-of-london-conventions.yml - type: Idempotency url: conventions/the-bank-of-london-conventions.yml - type: ErrorCatalog url: errors/the-bank-of-london-problem-types.yml - type: DataModel url: data-model/the-bank-of-london-data-model.yml - type: DeclineCodes url: errors/the-bank-of-london-decline-codes.yml - type: RateLimits url: rate-limits/the-bank-of-london-rate-limits.yml - type: Webhooks url: asyncapi/the-bank-of-london-webhooks.yml - type: Overlay url: overlays/the-bank-of-london-api-overlay.yaml - type: Sandbox url: sandbox/the-bank-of-london-sandbox.yml - name: Bank of London PSD2 / Open Banking UK API description: >- The dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Banking Read/Write API v3.1 (AIS, PIS, PIIS, plus dynamic client registration and OpenID Connect). It is operated on the bank's behalf by Salt Edge Priora — the bank's own Developer Studio publishes priora.saltedge.com as the access point under provider code `tbol` (live, launched 3 April 2024) and `tbol_sandbox`. No machine-readable contract for this interface is published by either party; the surface is the OBIE v3.1 standard. humanURL: https://priora.saltedge.com/docs/open_banking/tbol/v3.1 baseURL: https://priora.saltedge.com tags: - Open Banking - PSD2 - Account Information - Payment Initiation - FAPI - Regulatory properties: - type: Documentation url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1 - type: APIReference url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1/ais - type: StatusPage url: https://priora.saltedge.com/docs/open_banking/tbol/v3.1/availability maintainers: - FN: Kin Lane email: kin@apievangelist.com - FN: APIs.json email: info@apis.io common: - type: Website url: https://www.bankoflondon.com/ - type: DeveloperPortal url: https://developer.bankoflondon.com/ - type: Documentation url: https://developer.bankoflondon.com/docs/guides/getting-started-guide - type: APIReference url: https://developer.bankoflondon.com/apis/the-bank-of-london-api - type: GettingStarted url: https://developer.bankoflondon.com/docs/guides/getting-started-guide - type: SignUp url: https://developer.bankoflondon.com/register - type: Login url: https://developer.bankoflondon.com/login - type: Support url: https://www.bankoflondon.com/contact-us - type: HelpCenter url: https://www.bankoflondon.com/faqs - type: Blog url: https://www.bankoflondon.com/newsroom - type: Pricing url: https://www.bankoflondon.com/regulated-financial-services - type: TermsOfService url: https://www.bankoflondon.com/legals/terms-of-use - type: PrivacyPolicy url: https://www.bankoflondon.com/legals/privacy-policy - type: StatusPage url: https://status.bankoflondon.com/ - type: Plans url: plans/the-bank-of-london-plans-pricing.yml - type: RateLimits url: rate-limits/the-bank-of-london-rate-limits.yml - type: Authentication url: authentication/the-bank-of-london-authentication.yml - type: Conventions url: conventions/the-bank-of-london-conventions.yml - type: Idempotency url: conventions/the-bank-of-london-conventions.yml - type: Lifecycle url: lifecycle/the-bank-of-london-lifecycle.yml - type: Deprecation url: lifecycle/the-bank-of-london-lifecycle.yml - type: ErrorCatalog url: errors/the-bank-of-london-problem-types.yml - type: Conformance url: conformance/the-bank-of-london-conformance.yml - type: Compliance url: conformance/the-bank-of-london-conformance.yml - type: DataModel url: data-model/the-bank-of-london-data-model.yml - type: Sandbox url: sandbox/the-bank-of-london-sandbox.yml - type: Webhooks url: asyncapi/the-bank-of-london-webhooks.yml - type: Packages url: packages/the-bank-of-london-packages.yml - type: LLMsTxt url: llms/the-bank-of-london-llms.txt - type: AgentSkill url: skills/_index.yml - type: DomainSecurity url: security/the-bank-of-london-domain-security.yml x-enrichment: date: '2026-08-30' status: enriched artifacts_added: 20 pass: local-v1