aid: thredd url: https://raw.githubusercontent.com/api-evangelist/thredd/refs/heads/main/apis.yml name: Thredd kind: company description: >- Thredd (formerly Global Processing Services / GPS) is a London-headquartered issuer-processor and next-generation payments technology company, founded in 2007, rebranded to Thredd in 2023, and backed by Advent International. It provides card issuing and issuer processing for fintechs, neobanks, banking-as-a-service platforms, and program managers across Mastercard, Visa, and Discover, spanning 40+ countries, with real-time transaction authorization (External Host Interface / EHI), digital-wallet tokenization (Apple Pay, Google Pay), 3-D Secure / strong customer authentication, card controls, and fraud / scam detection. Its home market is the United Kingdom. Thredd ships a genuine public developer surface: a self-serve Developer Portal (devportal.thredd.com) that grants a sandbox client id and secret, an API Hub REST API at api.thredd.com, and a ReadMe-hosted API reference (cardsapidocs.thredd.com) documenting roughly 129 endpoints across more than a dozen product OpenAPI definitions (core cards, transactions, credit, custom PAN, card limits, card controls, digital wallets, 3DS, ACH, open banking, alias directory, and web services). Authentication is FAPI-grade OAuth2 client-credentials using private_key_jwt client assertions over mutual TLS, brokered by Cloudentity with Raidiam Connect acting as the certificate authority; webhooks and event subscriptions are supported. The underlying OpenAPI files render only through the hub and are not anonymously downloadable. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Payments - United Kingdom - Issuer Processor - Card Issuing - Payment Processing - Banking-as-a-Service - Digital Wallets - Cross-Border - Fraud - Open Banking - FAPI created: '2026-07-24' modified: '2026-07-24' specificationVersion: '0.19' apis: - aid: thredd:thredd-cards-api name: Thredd Cards API description: >- Create, retrieve, update, renew, replace, and convert physical and virtual cards; manage card status, cardholder details, card images, encrypted card data, and bulk card creation. The core issuing surface of the Thredd API Hub. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/create-card baseURL: https://api.thredd.com/api/v1 tags: - Cards - Card Issuing properties: - type: Documentation url: https://cardsapidocs.thredd.com/v2.0/docs/create-card-2 - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/create-card - aid: thredd:thredd-transactions-api name: Thredd Card Transactions API description: >- Retrieve card transactions and transaction history, including load / unload operations and balances, for cards managed on the Thredd platform. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/get-card-transactions baseURL: https://api.thredd.com/api/v1 tags: - Transactions - Payments properties: - type: Documentation url: https://cardsapidocs.thredd.com/v2.0/docs/retrieving-card-transactions - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/get-card-transactions - aid: thredd:thredd-card-controls-limits-api name: Thredd Card Controls & Limits API description: >- List and update card control groups, manage merchant allow / disallow lists and card acceptors, and configure card spend limits at the product level. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/list-card-control-groups-1 baseURL: https://api.thredd.com/api/v1 tags: - Card Controls - Limits properties: - type: Documentation url: https://cardsapidocs.thredd.com/v2.0/docs/card-controls - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/list-card-control-groups-1 - aid: thredd:thredd-3ds-api name: Thredd 3-D Secure (SCA) API description: >- Create, list, update, and delete 3-D Secure credentials and configuration for strong customer authentication (SCA) on issued cards. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/create-3ds-credentials baseURL: https://api.thredd.com/api/v1 tags: - 3DS - Strong Customer Authentication properties: - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/create-3ds-credentials - aid: thredd:thredd-pin-cvv-api name: Thredd PIN & CVV Management API description: >- Set, retrieve, and unblock cardholder PINs, and retrieve and unblock CVV2 values and their status, over the Thredd API Hub. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/set-pin baseURL: https://api.thredd.com/api/v1 tags: - PIN - CVV properties: - type: Documentation url: https://cardsapidocs.thredd.com/v2.0/docs/card-personal-identification-number-pin - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/set-pin - aid: thredd:thredd-digital-wallets-api name: Thredd Digital Wallets API description: >- Enroll and provision cards into Apple Pay and Google Pay, generate wallet web-provisioning tokens, and manage payment-instrument tokenization for digital wallets. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/apple-wallet-1 baseURL: https://api.thredd.com/api/v1 tags: - Digital Wallets - Tokenization properties: - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/apple-wallet-1 - aid: thredd:thredd-webhooks-api name: Thredd Webhooks & Event Subscriptions API description: >- Create and manage webhooks and event subscriptions to receive asynchronous notifications of card, transaction, and account events from the Thredd platform. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/create-webhook baseURL: https://api.thredd.com/api/v1 tags: - Webhooks - Events properties: - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/create-webhook - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/add-event-subscriptions - aid: thredd:thredd-credit-api name: Thredd Credit API description: >- Credit account and credit-program endpoints for managing credit overviews and related credit issuing capabilities on the Thredd platform. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/credit-overview baseURL: https://api.thredd.com/api/v1 tags: - Credit - Lending properties: - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/credit-overview - aid: thredd:thredd-custom-pan-api name: Thredd Custom PAN API description: >- Create customisable card numbers (custom PAN) so programs can define specific primary account number patterns for their issued cards. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/create-custom-pan-1 baseURL: https://api.thredd.com/api/v1 tags: - Custom PAN - Card Issuing properties: - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/create-custom-pan-1 - aid: thredd:thredd-accounts-api name: Thredd Accounts API description: >- Account-level endpoints supporting account records and money-movement flows (including ACH / micro-deposit verification) on the Thredd platform. humanURL: https://cardsapidocs.thredd.com/v2.0/reference/accounts baseURL: https://api.thredd.com/api/v1 tags: - Accounts - ACH properties: - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/reference/accounts common: - type: DomainSecurity url: security/thredd-domain-security.yml - type: Authentication url: authentication/thredd-authentication.yml - type: OAuthScopes url: scopes/thredd-scopes.yml - type: Conventions url: conventions/thredd-conventions.yml - type: Idempotency url: conventions/thredd-conventions.yml - type: ErrorCatalog url: errors/thredd-problem-types.yml - type: ChangeLog url: changelog/thredd-changelog.yml - type: Sandbox url: sandbox/thredd-sandbox.yml - type: Conformance url: conformance/thredd-conformance.yml - type: Lifecycle url: lifecycle/thredd-lifecycle.yml - type: StatusPage url: https://thredd.statuspage.io/ - type: Webhooks url: asyncapi/thredd-webhooks.yml - type: MCPServer url: mcp/thredd-mcp.yml - type: LLMsTxt url: llms/thredd-llms.txt - type: Website url: https://www.thredd.com/ - type: DeveloperPortal url: https://devportal.thredd.com/ - type: Documentation url: https://docs.thredd.com/ - type: APIReference url: https://cardsapidocs.thredd.com/v2.0/ - type: GettingStarted url: https://cardsapidocs.thredd.com/v2.0/docs/getting-started-1 - type: Authentication url: https://cardsapidocs.thredd.com/v2.0/docs/get-an-authentication-token - type: SignUp url: https://cardsapidocs.thredd.com/v2.0/docs/gaining-access-to-the-developer-portal - type: LinkedIn url: https://www.linkedin.com/company/thredd/ - type: PrivacyPolicy url: https://www.thredd.com/privacy-policy maintainers: - FN: Kin Lane email: kin@apievangelist.com