specification: API Commons Rate Limits
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/RateLimits
provider: TIAA-CREF
providerId: tiaa-cref
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Finance
  - Retirement
  - Rate Limiting
description: TIAA-CREF does not publish a public rate-limits document. Throughput, concurrency, and burst
  caps are issued per partner contract by TIAA's API onboarding team.
sources:
  - https://www.tiaa.org/
notes: No public rate-limits documentation exists for the TIAA-CREF brand. All numbers are contract-defined.
responseCodes:
  throttled: 429
limits:
  - name: Contracted Rate Limit
    scope: contract
    metric: varies
    limit: see partner agreement
policies:
  - name: Contract-Defined Limits
    description: Per-partner throughput and concurrency caps are set in the bilateral agreement and provisioned
      by TIAA's onboarding team. Sandbox and production limits may differ.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com