aid: tiaa
url: https://raw.githubusercontent.com/api-evangelist/tiaa/refs/heads/main/apis.yml
name: TIAA
description: >-
  TIAA (Teachers Insurance and Annuity Association of America) is a leading
  provider of financial services in the academic, research, medical, cultural,
  and government fields. Originally founded to provide retirement security for
  educators, TIAA now offers retirement services, insurance, brokerage, and
  investment management products to individuals and institutions. TIAA operates
  a developer portal at developer.tiaa.org exposing APIs for financial data
  aggregation (FDX standard), secure income account management, and gateway
  integrations enabling plan portability and fintech connectivity.
image: https://www.tiaa.org/content/dam/prod/tiaa/images/tiaa-logo.svg
tags:
  - Finance
  - Financial Data
  - Fintech
  - Insurance
  - Investment Management
  - Retirement
  - Wealth Management
created: '2024'
modified: '2026-05-03'
specificationVersion: '0.19'
apis:
  - aid: tiaa:tiaa-fdx-api
    name: TIAA Financial Data Exchange API
    description: >-
      The TIAA Financial Data Exchange (FDX) API provides customer account
      details to authorized fintechs and financial aggregators with customer
      consent. Built on the FDX open-standard (OAuth 2.0), it offers a secure
      alternative to screen scraping and enables third-party apps to retrieve
      account balances, transactions, investment positions, and income data
      from TIAA retirement and brokerage accounts.
    image: https://www.tiaa.org/content/dam/prod/tiaa/images/tiaa-logo.svg
    humanURL: https://developer.tiaa.org/public/fdx
    baseURL: https://api.tiaa.org/fdx/v6
    tags:
      - Account Aggregation
      - Financial Data
      - FDX
      - Open Finance
      - Retirement
    properties:
      - type: Documentation
        url: https://developer.tiaa.org/public/fdx
      - type: Authentication
        url: https://developer.tiaa.org/public/fdx#authentication
      - type: OpenAPI
        url: openapi/tiaa-fdx-openapi.yml

  - aid: tiaa:tiaa-sia-api
    name: TIAA Secure Income Account API
    description: >-
      The TIAA Secure Income Account (SIA) API enables recordkeepers and plan
      administrators to integrate TIAA's guaranteed lifetime income product into
      custom target-date model portfolios and managed account solutions. Built
      using the OpenAPI Specification (OAS) and authenticated via OAuth 2.0
      Client Credentials Flow, the SIA API supports account setup, contribution
      management, and participant income projections for defined contribution
      plan participants.
    image: https://www.tiaa.org/content/dam/prod/tiaa/images/tiaa-logo.svg
    humanURL: https://developer.tiaa.org/public/sia
    baseURL: https://api.tiaa.org/sia/v1
    tags:
      - Annuity
      - Guaranteed Income
      - Plan Administration
      - Recordkeeping
      - Retirement
      - Secure Income
    properties:
      - type: Documentation
        url: https://developer.tiaa.org/public/sia
      - type: Authentication
        url: https://developer.tiaa.org/public/sia#authentication
      - type: OpenAPI
        url: openapi/tiaa-sia-openapi.yml

  - aid: tiaa:tiaa-gateway-api
    name: TIAA Gateway API
    description: >-
      The TIAA Gateway is a cloud-based API layer enabling product portability
      and interoperability across retirement ecosystem partners. It allows
      banking institutions, financial aggregators, and plan sponsor platforms
      to expose TIAA retirement account data within their own apps and
      experiences. The Gateway supports FDX, ACORD, and SPARK standards and
      has more than 10 external partners connected.
    image: https://www.tiaa.org/content/dam/prod/tiaa/images/tiaa-logo.svg
    humanURL: https://www.tiaa.org/public/pdf/t/tiaa-gateway-drives-product-portability.pdf
    baseURL: https://api.tiaa.org/gateway/v1
    tags:
      - Financial Data
      - Integration
      - Open Finance
      - Plan Portability
      - Retirement
    properties:
      - type: Documentation
        url: https://www.tiaa.org/public/pdf/t/tiaa-gateway-drives-product-portability.pdf
      - type: Portal
        url: https://developer.tiaa.org

  - aid: tiaa:tiaa-payroll360-api
    name: TIAA Payroll360 API
    description: >-
      TIAA Payroll360 enables direct API connections between HR and payroll
      systems and TIAA's plan administration platform, automating deductions
      management, employer onboarding, and payroll data integrity. Supports
      SPARK 2.0 CR and TIAA-specific FLEX and OPS formats.
    image: https://www.tiaa.org/content/dam/prod/tiaa/images/tiaa-logo.svg
    humanURL: https://developer.tiaa.org/public/payroll360
    baseURL: https://api.tiaa.org/payroll360/v1
    tags:
      - HR
      - Payroll
      - Plan Administration
      - Retirement
      - SPARK
    properties:
      - type: Documentation
        url: https://developer.tiaa.org/public/payroll360

common:
  - type: Portal
    url: https://developer.tiaa.org
  - type: Website
    url: https://www.tiaa.org
  - type: Documentation
    url: https://developer.tiaa.org/public/fdx
  - type: Blog
    url: https://www.tiaa.org/public/learn
  - type: LinkedIn
    url: https://www.linkedin.com/company/tiaa
  - type: Twitter
    url: https://twitter.com/tiaa
  - type: Privacy Policy
    url: https://www.tiaa.org/public/pdf/t/privacy_notice.pdf
  - type: Terms of Service
    url: https://www.tiaa.org/public/pdf/t/tiaa_website_terms_of_use.pdf
  - type: JSON-LD
    url: json-ld/tiaa-context.jsonld
  - type: JSONSchema
    url: json-schema/tiaa-account-schema.json
  - type: JSONSchema
    url: json-schema/tiaa-participant-schema.json

maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com