specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: TIAA
providerId: tiaa
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Finance
  - Retirement
  - FinOps
  - FOCUS
description: 'FOCUS-aligned FinOps placeholder for TIAA: B2B retirement and recordkeeping APIs delivered
  under bilateral partner contracts; no public usage-based rate card.'
sources:
  - https://www.tiaa.org/public/about-tiaa/working-at-tiaa/api-developer
  - https://focus.finops.org/focus-specification/v1-3/
notes: TIAA APIs are not sold on a usage-based public rate card; FinOps observability is whatever the
  partner agreement provides (typically invoice-line allocations, not per-call telemetry).
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Teachers Insurance and Annuity Association of America
serviceCategory: Financial Services
billingModel:
  pricingCategory: Contract / Bilateral
  billingFrequency: Per-Contract
  billingCurrency: USD
  chargeCategories:
    - Purchase
focusColumns:
  ServiceName: TIAA
  ServiceCategory: Financial Services
  ProviderName: TIAA
  PublisherName: Teachers Insurance and Annuity Association of America
  InvoiceIssuerName: Teachers Insurance and Annuity Association of America
  BillingCurrency: USD
meters:
  - name: contracted_partner_access
    unit: varies
    aggregation: sum
    dimensions:
      - api
      - partner
principles:
  - name: Visibility
    description: Rely on the partner-portal dashboards and contractual usage statements TIAA provides;
      no public usage API exists.
  - name: Allocation
    description: Allocate the partner contract cost to the retirement, payroll, or wealth team that owns
      the integration with TIAA.
  - name: Optimization
    description: Optimize at the integration design layer — batch FDX aggregation calls, cache participant
      reference data, and avoid duplicate Payroll360 submissions.
  - name: Accountability
    description: A named partnership owner is accountable for the TIAA agreement, data-sharing scope,
      and renewal cadence.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com