openapi: 3.1.0
info:
  title: Tink Account Check Accounts OAuth API
  description: 'Tink Account Check verifies that a bank account belongs to the person or business presenting it. After a customer authenticates via Tink Link the Account Check report exposes verified account ownership, identity, IBAN or sort-code/account number, account type, balance, and holder match status. The report can be retrieved as JSON for programmatic use or as a PDF for compliance archives.

    '
  version: '1.0'
  contact:
    name: Tink Developer Support
    url: https://docs.tink.com/resources/account-check
servers:
- url: https://api.tink.com
  description: Tink EU Production
- url: https://api.us.tink.com
  description: Tink US Production
security:
- BearerAuth: []
tags:
- name: OAuth
  description: Token, authorization, and delegated grant endpoints.
paths:
  /api/v1/oauth/token:
    post:
      summary: Tink Create An OAuth Token
      description: 'Issue an OAuth 2.0 access token. Supports `client_credentials` for server-side calls, `authorization_code` to exchange a Tink Link or delegated grant code for a user token, and `refresh_token` to renew an existing user token without re-authentication.

        '
      operationId: createOauthToken
      tags:
      - OAuth
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /api/v1/oauth/authorization-grant:
    post:
      summary: Tink Create An Authorization Grant
      description: 'Mint a one-time authorization code for an existing permanent user. The returned `code` is exchanged at `/api/v1/oauth/token` with `grant_type=authorization_code` to obtain a user access token scoped to the requested data products.

        '
      operationId: createAuthorizationGrant
      tags:
      - OAuth
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/AuthorizationGrantRequest'
      responses:
        '200':
          description: Authorization code issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AuthorizationGrantResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
  /api/v1/oauth/authorization-grant/delegate:
    post:
      summary: Tink Create A Delegated Authorization Grant
      description: 'Mint a delegated authorization code for a user who has not yet connected a bank, returning a Tink Link URL the customer can launch to authenticate with their bank and consent to the requested scopes.

        '
      operationId: createDelegatedAuthorizationGrant
      tags:
      - OAuth
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              $ref: '#/components/schemas/DelegatedAuthorizationGrantRequest'
      responses:
        '200':
          description: Delegated authorization code issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AuthorizationGrantResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
components:
  schemas:
    TokenRequest:
      type: object
      required:
      - grant_type
      properties:
        grant_type:
          type: string
          enum:
          - client_credentials
          - authorization_code
          - refresh_token
        client_id:
          type: string
        client_secret:
          type: string
        code:
          type: string
        refresh_token:
          type: string
        scope:
          type: string
    DelegatedAuthorizationGrantRequest:
      type: object
      required:
      - scope
      properties:
        external_user_id:
          type: string
        actor_client_id:
          type: string
        scope:
          type: string
        id_hint:
          type: string
    AuthorizationGrantRequest:
      type: object
      required:
      - external_user_id
      - scope
      properties:
        external_user_id:
          type: string
        scope:
          type: string
        id_hint:
          type: string
    AuthorizationGrantResponse:
      type: object
      properties:
        code:
          type: string
    TokenResponse:
      type: object
      properties:
        access_token:
          type: string
        token_type:
          type: string
          example: bearer
        expires_in:
          type: integer
          format: int32
        refresh_token:
          type: string
        scope:
          type: string
        id_hint:
          type: string
    Error:
      type: object
      properties:
        errorMessage:
          type: string
        errorCode:
          type: string
  responses:
    Unauthorized:
      description: Missing or invalid bearer token.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: Invalid request.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer