openapi: 3.1.0
info:
  title: Tink Account Check Accounts User API
  description: 'Tink Account Check verifies that a bank account belongs to the person or business presenting it. After a customer authenticates via Tink Link the Account Check report exposes verified account ownership, identity, IBAN or sort-code/account number, account type, balance, and holder match status. The report can be retrieved as JSON for programmatic use or as a PDF for compliance archives.

    '
  version: '1.0'
  contact:
    name: Tink Developer Support
    url: https://docs.tink.com/resources/account-check
servers:
- url: https://api.tink.com
  description: Tink EU Production
- url: https://api.us.tink.com
  description: Tink US Production
security:
- BearerAuth: []
tags:
- name: User
  description: Permanent user lifecycle management.
paths:
  /api/v1/user/create:
    post:
      summary: Tink Create A Permanent User
      description: 'Create a permanent Tink user identified by `external_user_id` for repeat data access. Required before delegating authorization for continuous-access products such as Transactions, Balance Check, and Account Check refreshes.

        '
      operationId: createUser
      tags:
      - User
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateUserRequest'
      responses:
        '200':
          description: User created.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UserResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
  /api/v1/user/delete:
    post:
      summary: Tink Delete A User
      description: Permanently delete a Tink user and all associated credentials.
      operationId: deleteUser
      tags:
      - User
      responses:
        '204':
          description: User deleted.
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  responses:
    Unauthorized:
      description: Missing or invalid bearer token.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: Invalid request.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  schemas:
    CreateUserRequest:
      type: object
      required:
      - external_user_id
      - market
      - locale
      properties:
        external_user_id:
          type: string
        market:
          type: string
          example: GB
        locale:
          type: string
          example: en_US
        retention_class:
          type: string
          enum:
          - PERMANENT
          - TEMPORARY
    UserResponse:
      type: object
      properties:
        user_id:
          type: string
        external_user_id:
          type: string
    Error:
      type: object
      properties:
        errorMessage:
          type: string
        errorCode:
          type: string
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer