specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Tink
providerId: tink-com
created: '2026-05-25'
modified: '2026-05-25'
reconciled: false
tags:
  - Open Banking
  - PSD2
  - Payments
  - Risk Decisioning
description: >
  Tink publishes two commercial tiers — Standard and Enterprise — with all
  per-call pricing quoted privately to existing customers. No public per-call
  rate card exists. Net-new prospects must engage Tink sales to obtain a
  custom quote; pricing varies by market, product mix, expected volume, and
  contract length. The Enterprise tier unlocks Risk Insights, Income Check,
  Expense Check, Business Account Check, Business Transactions, Money
  Manager, and Payment Initiation alongside dedicated support SLAs and
  background data refresh.
sources:
  - https://tink.com/pricing/
  - https://tink.com/contact-sales/
plans:
  - id: tink-standard
    name: Standard
    type: contract
    description: Entry tier covering core data products with on-demand refresh.
    entries:
      - label: Pricing
        name: contract
        type: contract
        metric: contract
        limit: -1
        timeFrame: usage
        geo: EU
        unit: 1
        price: contact-sales
        userMultiplied: false
    elements:
      - name: Account Check
      - name: Transactions
      - name: Tink Link consent flow
      - name: On-demand data refresh
      - name: 6,000+ bank connections across Europe
      - name: Standard developer support
  - id: tink-enterprise
    name: Enterprise
    type: contract
    description: Premium tier with background refresh, guaranteed SLAs, and access to risk-decisioning and payments products.
    entries:
      - label: Pricing
        name: contract
        type: contract
        metric: contract
        limit: -1
        timeFrame: usage
        geo: EU
        unit: 1
        price: contact-sales
        userMultiplied: false
    elements:
      - name: All Standard tier products
      - name: Risk Insights
      - name: Income Check
      - name: Expense Check
      - name: Business Account Check
      - name: Business Transactions
      - name: Money Manager
      - name: Payment Initiation (Pay by Bank)
      - name: Background data refresh
      - name: Guaranteed response and resolution times
      - name: Dedicated account management
notes:
  - Tink's pricing page explicitly states the published rates apply only to existing customers under active commercial agreements.
  - PSD2-licensed integration via Tink removes the need for individual customer PSD2 authorisation.
  - US Pay by Bank pricing is contracted separately under the Tink US entity.