vocabulary: Tink (tink.com)
description: Controlled vocabulary for Tink, Visa's European Open Banking and account-to-account payments platform.
created: '2026-05-25'
modified: '2026-05-25'
operational:
  - dimension: Connectivity
    terms:
      - PSD2
      - Open Banking
      - Bank Aggregation
      - SCA (Strong Customer Authentication)
      - Tink Link
      - Provider
      - Credentials
      - Provider Consent
      - Refresh
      - Continuous Access
      - One-Time Access
  - dimension: Identity
    terms:
      - Permanent User
      - External User ID
      - Identity Match
      - Beneficial Owner
      - Business
      - KYC
      - KYB
  - dimension: Data
    terms:
      - Account
      - Balance
      - Transaction
      - Holding
      - Loan Account
      - Party
      - Categorisation
      - Recurring Transaction
      - Merchant Information
      - MCC
  - dimension: Risk and Decisioning
    terms:
      - Account Verification Report
      - Business Account Verification Report
      - Income Check Report
      - Expense Check Report
      - Risk Insights Report
      - Risk Categorisation Report
      - Risk Signal
      - Affordability
  - dimension: Payments
    terms:
      - Payment Initiation Service
      - PIS
      - Pay by Bank
      - Mandate
      - Variable Recurring Payment
      - Sweeping VRP
      - Auto Payment
      - Payout
      - Refund
      - Remittance Information
      - IBAN
      - BBAN
      - Sort Code
  - dimension: Money Management
    terms:
      - Cash Flow Summary
      - Business Budget
      - Financial Calendar Event
      - Reconciliation
      - Predicted Recurring Transaction
  - dimension: Events
    terms:
      - Webhook Endpoint
      - Enabled Event
      - Event Type
      - Signature Verification
capability:
  - dimension: Use Cases
    terms:
      - Account Ownership Verification
      - Income Verification
      - Affordability Assessment
      - Underwriting
      - Onboarding
      - PSD2 Payment Initiation
      - Subscription Billing
      - Sweeping
      - Refund Processing
      - Cash Flow Forecasting
      - Expense Management
  - dimension: Compliance
    terms:
      - PSD2
      - GDPR
      - SOC 2 Type II
      - PCI DSS
      - eIDAS
      - PSD3 (forthcoming)
  - dimension: Markets
    terms:
      - Nordics
      - United Kingdom
      - Germany
      - France
      - Spain
      - Italy
      - Netherlands
      - Belgium
      - Portugal
      - Austria
      - Ireland
      - Poland
      - United States