aid: tink
url: https://raw.githubusercontent.com/api-evangelist/tink/refs/heads/main/apis.yml
name: Tink
x-type: company
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Fintech
  - Open Banking
  - PSD2
  - Europe
  - Visa
  - Account Aggregation
  - Payments
  - KYC
created: '2026-05-08'
modified: '2026-05-08'
specificationVersion: '0.19'
description: >-
  Tink (a Visa company) is a European open-banking platform offering account aggregation,
  payment initiation, identity, and KYC products across 3,400+ banks. The Tink API exposes
  Account Check, Account Aggregation, Income Check, Risk Insights, Money Manager, and Payments
  products under a single OAuth-protected REST surface at api.tink.com.
apis:
  - aid: tink:account-aggregation-api
    name: Tink Account Aggregation API
    tags:
      - PSD2
      - AISP
      - Account Information
      - Aggregation
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.tink.com/api/v1
    humanURL: https://docs.tink.com/api/account-aggregation
    description: REST API for retrieving end-user accounts, transactions, and balances across 3,400+ European banks via PSD2 AISP.
    properties:
      - type: Documentation
        url: https://docs.tink.com/api/account-aggregation
    x-features:
      - 3,400+ banks across Europe
      - Accounts, transactions, balances
      - PSD2 AISP-licensed
    x-use-cases:
      - PFM apps
      - Lending decisioning
      - Financial onboarding
  - aid: tink:account-check-api
    name: Tink Account Check API
    tags:
      - Account Verification
      - KYC
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.tink.com/api/v1/account-check
    humanURL: https://docs.tink.com/api/account-check
    description: Verify account ownership and IBAN details for an end user.
    properties:
      - type: Documentation
        url: https://docs.tink.com/api/account-check
    x-features:
      - Account ownership verification
      - IBAN validation
    x-use-cases:
      - KYC and onboarding
      - Payouts validation
  - aid: tink:income-check-api
    name: Tink Income Check API
    tags:
      - Income Verification
      - Lending
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.tink.com/api/v1/income-check
    humanURL: https://docs.tink.com/api/income-check
    description: Categorized income data derived from aggregated transaction history.
    properties:
      - type: Documentation
        url: https://docs.tink.com/api/income-check
    x-features:
      - Categorized income streams
      - Stability scoring
    x-use-cases:
      - Lending underwriting
      - Affordability checks
  - aid: tink:risk-insights-api
    name: Tink Risk Insights API
    tags:
      - Risk
      - Lending
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.tink.com/api/v1/risk-insights
    humanURL: https://docs.tink.com/api/risk-insights
    description: Risk indicators and affordability signals derived from aggregated bank data.
    properties:
      - type: Documentation
        url: https://docs.tink.com/api/risk-insights
    x-features:
      - Risk indicators
      - Affordability signals
    x-use-cases:
      - Credit risk
      - Underwriting
  - aid: tink:payments-api
    name: Tink Payments API
    tags:
      - PSD2
      - PISP
      - Payment Initiation
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    baseURL: https://api.tink.com/api/v1/payments
    humanURL: https://docs.tink.com/api/payments
    description: Initiate single, recurring, and bulk SEPA / domestic-rail payments via PSD2 PISP.
    properties:
      - type: Documentation
        url: https://docs.tink.com/api/payments
    x-features:
      - Single, recurring, and bulk payment initiation
      - PSD2 PISP-licensed
    x-use-cases:
      - Account-to-account payments
      - Pay-by-bank checkout
common:
  - type: Portal
    url: https://tink.com/
  - type: Documentation
    url: https://docs.tink.com/
  - type: Pricing
    url: https://tink.com/pricing/
  - type: Plans
    url: plans/tink-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/tink-rate-limits.yml
  - type: FinOps
    url: finops/tink-finops.yml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com