specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Tink
providerId: tink
created: '2026-05-08'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-08, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-08'
reconciled: true
tags:
  - Open Banking
  - Fintech
  - FinOps
  - FOCUS
description: >-
  FinOps view of Tink. Sales-led contracts. Cost is typically per consented end user (Account
  Aggregation), per Account Check, per Income Check, or per initiated Payment (PISP). Visa-
  affiliated discounts may apply.
sources:
  - https://tink.com/pricing/
  - https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Tink AB (Visa)
serviceCategory: Open Banking
billingModel:
  pricingCategory: Custom Contract
  billingFrequency: Monthly
  billingCurrency: EUR
  chargeCategories:
    - Subscription
    - Usage
    - Adjustment
focusColumns:
  ServiceName: Tink Open Banking
  ServiceCategory: Open Banking
  ProviderName: Tink AB
  PublisherName: Tink AB
  InvoiceIssuerName: Tink AB
  BillingCurrency: EUR
  ChargeCategory: Usage
meters:
  - name: consented_user
    description: Per active consented end user (Account Aggregation).
    unit: user_month
    aggregation: count_distinct
    dimensions:
      - end_user
  - name: account_check
    description: Per Account Check call.
    unit: call
    aggregation: sum
    dimensions:
      - client
  - name: payment_initiation
    description: Per initiated payment.
    unit: payment
    aggregation: sum
    dimensions:
      - client
principles:
  - name: Visibility
    description: Track per-product per-event cost; reconcile vendor invoices monthly.
  - name: Allocation
    description: Allocate per consuming product line; tag end-user IDs to cost center.
  - name: Optimization
    description: Reduce unnecessary refreshes; respect SCA cadence; cache categorized signals.
  - name: Accountability
    description: Assign a billing owner; review at renewal.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com