specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Tint
providerId: tint
created: '2026-06-25'
modified: '2026-06-25'
reconciled: false
tags:
- Insurance
- Embedded Insurance
- InsurTech
- Insurance as a Service
- Protection
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Tint's embedded insurance infrastructure. Tint's commercial
  model is sales-led and per-program rather than a published usage-based API
  price list, so cost is driven by program economics (premiums, policy and
  claim volumes, payments) negotiated with Tint rather than by API call
  metering alone. The meters below are an analytical framing of where spend
  and program volume accrue; they are not reconciled against a published
  Tint rate card.
notes: >-
  No public pricing or billing-export specification was found as of the
  creation date. Confirm billing model, invoice cadence, and any usage
  components directly with Tint, then set reconciled true.
sources:
- https://www.tint.ai
- https://www.tint.ai/platform/developers
- https://docs.tint.ai
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Tint
serviceCategory: Insurance and Financial Services
billingModel:
  pricingCategory: Sales-Led
  billingFrequency: Negotiated
  billingCurrency: USD
  chargeCategories:
  - Usage
  - Purchase
focusColumns:
  ServiceName: Tint Embedded Insurance Platform
  ServiceCategory: Insurance and Financial Services
  ProviderName: Tint
  PublisherName: Tint
  InvoiceIssuerName: Tint
  BillingCurrency: USD
  ChargeCategory: Usage
  PricingCategory: Sales-Led
meters:
- name: policies_issued
  description: Policies bound and issued through the program, a primary driver of program economics.
  unit: policies
  aggregation: sum
  dimensions:
  - account
  - insurance_product
- name: premium_volume
  description: Premium written across issued policies within a program.
  unit: currency
  aggregation: sum
  dimensions:
  - account
  - insurance_product
- name: claims_processed
  description: Claims handled from first notice of loss through settlement.
  unit: claims
  aggregation: sum
  dimensions:
  - account
  - insurance_product
- name: claim_payments
  description: Payments disbursed against settled claims.
  unit: currency
  aggregation: sum
  dimensions:
  - account
  - insurance_product
- name: policy_payments
  description: Premium payments collected against policies.
  unit: currency
  aggregation: sum
  dimensions:
  - account
  - insurance_product
principles:
- name: Visibility
  description: >-
    Track policy, premium, and claim volumes per program; reconcile against
    Tint invoices and program reporting.
- name: Allocation
  description: >-
    Attribute program economics to the embedding product / line of business
    via the insurance_product dimension.
- name: Optimization
  description: >-
    Tune underwriting (Decision Engine), plan mix, and claims workflows to
    improve loss and expense ratios within each program.
- name: Accountability
  description: >-
    Assign program owners; review premium, loss, and payment trends against
    forecast on a regular cadence.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com