{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://api-evangelist.com/schemas/token-io/token-io-vrp-consent-schema.json",
  "title": "Token.io VRP Consent",
  "description": "Schema for a Token.io Variable Recurring Payments (VRP) consent / mandate, covering both sweeping and commercial (non-sweeping) VRP. Used by POST /vrp-consents and GET /vrp-consents/{id}.",
  "type": "object",
  "required": ["amountLimits", "currency", "creditor"],
  "properties": {
    "vrpConsentId": {
      "type": "string",
      "description": "Token.io-assigned VRP consent identifier."
    },
    "type": {
      "type": "string",
      "description": "VRP consent type.",
      "enum": ["SWEEPING", "COMMERCIAL"]
    },
    "status": {
      "type": "string",
      "description": "Consent lifecycle status.",
      "enum": [
        "PENDING_AUTHORISATION",
        "AUTHORISED",
        "REJECTED",
        "REVOKED",
        "EXPIRED"
      ]
    },
    "currency": {"type": "string", "pattern": "^[A-Z]{3}$"},
    "amountLimits": {
      "type": "object",
      "description": "Per-period and per-payment maximum amounts.",
      "properties": {
        "perPayment": {"type": "string"},
        "perDay": {"type": "string"},
        "perWeek": {"type": "string"},
        "perMonth": {"type": "string"},
        "perYear": {"type": "string"},
        "overall": {"type": "string"}
      }
    },
    "validFrom": {"type": "string", "format": "date-time"},
    "validTo": {"type": "string", "format": "date-time"},
    "creditor": {
      "type": "object",
      "required": ["name"],
      "properties": {
        "name": {"type": "string"},
        "accountIdentifier": {"type": "object"}
      }
    },
    "debtor": {
      "type": "object",
      "properties": {
        "name": {"type": "string"},
        "accountIdentifier": {"type": "object"}
      }
    },
    "remittanceInformation": {"type": "string"},
    "psuAuthenticationMethod": {
      "type": "string",
      "enum": ["REDIRECT", "DECOUPLED", "EMBEDDED"]
    }
  }
}