generated: '2026-07-21'
method: derived
source: >-
  Derived from the servers[] blocks of the harvested OpenAPI definitions on
  platform.toq.io/reference — every platform API publishes a dedicated
  "Simulation environment" server alongside production. Toqio publishes no
  magic test values (test cards, IBANs, or fixture tooling) in its public
  docs; sandbox credentials are issued during client onboarding.
description: >-
  Toqio separates test and live traffic by host: each platform API is served
  from a sandbox host (api.sandbox.toq.io / core.sandbox.toq.io, labeled
  "Simulation environment" in the OpenAPI) and a production host (api.toq.io /
  core.toq.io). Authentication uses the same OAuth 2.0 client-credentials flow
  in both environments with environment-specific credentials.
modes:
  - name: simulation
    servers:
      - https://api.sandbox.toq.io/wallet/api
      - https://api.sandbox.toq.io/wallet
      - https://api.sandbox.toq.io/iam/api
      - https://api.sandbox.toq.io/billing/api
      - https://core.sandbox.toq.io/
    notes: Labeled "Simulation environment" in every harvested OpenAPI servers[] block.
  - name: production
    servers:
      - https://api.toq.io/wallet/api
      - https://api.toq.io/wallet
      - https://api.toq.io/iam/api
      - https://api.toq.io/billing/api
      - https://core.toq.io/
test_values: none published — no public test cards, accounts, or fixtures