generated: '2026-07-21'
method: searched
source: >-
  https://public.totalexpert.net/v1/docs/Getting+Started.pdf and
  https://public.totalexpert.net/v1/docs/OAuth+Authorization+Guide.pdf
  (Total Expert developer portal integration guides)
description: >-
  Total Expert provides an isolated API testing environment ("CT Environment")
  on a dedicated development/sandbox domain, with separate credentials from
  production. There are no magic test values or test cards; test data is
  created through the API itself.
environments:
- name: CT Environment (development / sandbox)
  host: https://public.vt.totalexpert.net
  purpose: API testing environment, isolated from live data, for partners to validate API calls before production.
  credentials: Separate client ID/secret pair issued for the sandbox; production credentials are issued after validation and appear in the developer portal.
  limitations:
  - There is no UI to log in to; validation of data must be done through the API.
  - Journeys cannot be created, edited, or executed in the CT environment due to the lack of a user interface.
- name: Production
  host: https://public.totalexpert.net
  purpose: Live environment. Partners are moved here after Total Expert validates their calls in CT, initially testing with a mutual client's test users.
test_data: >-
  No published magic identifiers or fixtures. Contacts, loans, surveys, and
  insights are created via the API in the CT environment; deduplication and
  required-field rules apply the same as production.
promotion_process:
- Access to the Developer Portal comes with CT Environment credentials.
- Total Expert validates your API calls and data access in CT.
- Production credentials are issued (visible in the developer portal) and the integration is tested with a mutual customer's test user.
- After validation, documentation/marketing/best practices are captured for rollout to more customers.