specification: FinOps Framework
specificationVersion: '1.0'
provider: Transmit Security
providerId: transmit-security
created: '2026-06-12'
modified: '2026-06-12'
description: >
  FinOps profile for Transmit Security Mosaic platform API consumption. The billing model
  is enterprise contract-based, driven by Monthly Active Users (MAUs), login event volume,
  or identity verification check counts depending on the selected plan. All pricing is
  annual and requires custom quotes for larger deployments.
billingModel: contract
billingCycle: annual
currency: USD
focusColumns:
  - BilledCost
  - UsageQuantity
  - UsageUnit
  - ResourceName
  - ServiceName
  - SubAccountId
  - ChargeCategory
  - ChargeType
meters:
  - name: Monthly Active Users (MAUs)
    description: >
      Count of unique active users per month across authentication and identity management APIs.
      Primary billing metric for Identity and Full Platform plans.
    unit: MAU
    chargeType: recurring
    chargeCategory: usage
    services:
      - Mosaic Identity Management, Authentication and Journeys API
      - Mosaic Orchestration API
      - Mosaic Platform Administration API
    pricingTiers:
      - upTo: 100000
        pricePerUnit: 1.00
        annualMinimum: 100000
        description: Identity plan starting at $100K/year for 100K MAUs
      - upTo: 100000
        pricePerUnit: 2.00
        annualMinimum: 200000
        description: Full Platform plan starting at $200K/year for 100K MAUs
      - upTo: null
        description: Custom enterprise pricing for 15M–200M+ MAU deployments

  - name: Login Events
    description: >
      Count of authentication/login events processed by the Fraud Prevention and
      Threat Detection and Response APIs. Billing metric for fraud detection plans.
    unit: login events
    chargeType: recurring
    chargeCategory: usage
    services:
      - Mosaic Fraud Prevention API
    pricingTiers:
      - upTo: 10000000
        annualMinimum: 100000
        description: Fraud and Threat Detection plan starting at $100K/year for 10M logins

  - name: Identity Verification Checks
    description: >
      Count of document-based identity verification checks performed.
      Billing metric for the Identity Verification plan.
    unit: ID checks
    chargeType: recurring
    chargeCategory: usage
    services:
      - Mosaic Identity Verification API
    pricingTiers:
      - upTo: 100000
        annualMinimum: 50000
        description: Identity Verification plan starting at $50K/year for 100K ID checks

principles:
  - name: Visibility
    description: >
      Track MAU counts, login event volumes, and ID check consumption monthly against
      contracted limits. Use audit logs and compliance reports from the Mosaic admin portal
      to attribute usage across business units and applications.
    actions:
      - Monitor MAU counts per client application via Mosaic admin console
      - Track login event volume for fraud detection against annual contract quota
      - Review ID check consumption for verification plans monthly
      - Tag workloads by department or business unit using Mosaic organizations feature

  - name: Optimization
    description: >
      Select the appropriate Mosaic plan module (Identity, Fraud, Verification, or Full Platform)
      to avoid paying for unused services. Use the sandbox environment for development to
      prevent consuming production quotas during testing.
    actions:
      - Choose modular plans to pay only for needed capabilities (identity vs. fraud vs. verification)
      - Use sandbox environment (api.sbx.transmitsecurity.io) for all development and QA
      - Negotiate annual contract volumes based on actual MAU projections with buffer
      - Review and right-size MAU commitments at contract renewal based on actual usage data
      - Consolidate multiple applications under a single Mosaic organization to maximize efficiency