name: TranZak Plans and Pricing
description: Pricing and plan information for the TranZak payment platform APIs covering collections, disbursements, and SMS services in Cameroon and Central Africa.
url: https://tranzak.net/pricing
plans:
  - name: Pay-As-You-Go Collections
    description: Transaction-based fee model for collecting payments via mobile money, bank transfer, or card. No subscription required.
    type: usage
    fees:
      - type: percentage
        rate: 2.5
        unit: per transaction
        applies_to: collections
    features:
      - Mobile money collection (MTN MOMO, Orange Money)
      - Bank transfer collection
      - QR code in-store payments
      - Web redirect checkout
      - Direct mobile wallet charge
      - Webhook notifications
    limits:
      pagination_max: 50 items per page
      bulk_recipients_max: 2000 per request
      sms_recipients_max: 500 per call

  - name: Disbursements
    description: Outbound payment fees for transferring funds to mobile wallets, bank accounts, or internal Tranzak users. Fees defined in Partner Pricing Agreement.
    type: usage
    fees:
      - type: custom
        note: Refer to Partner Pricing Agreement (PDF) and Partners SLA Fees (Excel) available at tranzak.net/pricing
    features:
      - Single transfer to mobile money
      - Single transfer to bank account
      - Transfer to Tranzak users
      - Bulk transfers (up to 2,000 recipients)
      - File-based bulk upload

  - name: SMS Services
    description: Marketing and OTP SMS messaging with per-message pricing based on character count.
    type: usage
    fees:
      - type: per-unit
        unit: per SMS (160 characters = 1 message)
        note: Messages exceeding 160 characters incur additional per-unit charges
    features:
      - Marketing/bulk SMS (up to 500 numbers per call)
      - OTP/verification SMS
      - SMS delivery receipts

notes:
  - Full pricing details are in the Partner Pricing Agreement available at https://tranzak.net/pricing
  - Transaction limits may apply based on account KYC verification level
  - Sandbox environment available for testing at no cost
  - Contact support@tranzak.net or +237 233 430 888 for enterprise pricing