{
  "request": {
    "method": "POST",
    "url": "https://abc123.production.tratta.io/api/v1/payment_plans",
    "headers": {
      "Authorization": "Bearer YOUR_BEARER_TOKEN",
      "Content-Type": "application/json"
    },
    "body": {
      "debt_account_id": "acct_8f7e6d5c4b3a",
      "total_amount": 1500.00,
      "installment_amount": 150.00,
      "frequency": "monthly",
      "start_date": "2026-06-01",
      "payment_method_id": "pm_1a2b3c4d5e6f"
    }
  },
  "response": {
    "status": 201,
    "body": {
      "data": {
        "id": "pp_9z8y7x6w5v4u",
        "debt_account_id": "acct_8f7e6d5c4b3a",
        "total_amount": 1500.00,
        "installment_amount": 150.00,
        "frequency": "monthly",
        "status": "active",
        "payment_source": "api",
        "start_date": "2026-06-01",
        "next_payment_date": "2026-06-01",
        "created_at": "2026-05-03T10:00:00Z"
      }
    }
  }
}