slug: truelayer
provider: TrueLayer
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 4
edges:
- tag: Payments
  spec_file: truelayer-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.9
  evidence: POST /v3/payments  createPayment  Create Payment; POST /v3/payments/{id}/authorization-flow  startAuthorizationFlow
  reason: Creation of open banking payments plus an authorisation flow is payment instruction capture,
    validation and authorisation.
- tag: Payouts
  spec_file: truelayer-payouts-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.75
  evidence: POST /v3/payouts  createPayout  Create Payout; "payments, payouts, refunds" over "open banking
    rails"
  reason: Outbound payout initiation and status retrieval is payment instruction initiation; could arguably
    extend to processing, so .10 chosen with moderate confidence.
- tag: Refunds
  spec_file: truelayer-refunds-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.72
  evidence: POST /v3/payments/{id}/refunds  createRefund  Create Refund; "create and manage open banking
    payments, payouts, refunds"
  reason: Operations create and list refunds against open banking payments — i.e. initiating a reverse
    payment instruction on payment rails. Clearly Payments & Card Management; refund initiation sits closest
    to payment instruction capture/authorisation, hence moderate confidence on the L2.
- tag: Mandates
  spec_file: truelayer-mandates-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: POST /v3/mandates  createMandate  Create Mandate; "variable recurring payment mandates across
    the UK and EU"
  reason: VRP mandate creation and revocation establishes the authorisation under which recurring open
    banking payments are initiated — payment instruction authorisation.