specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Truv
providerId: truv
created: '2026-07-01'
modified: '2026-07-01'
reconciled: false
tags:
- Payroll
- Income Verification
- Employment Verification
- Consumer Permissioned Data
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Truv spend. Truv bills under a sales-negotiated commercial
  agreement, typically per successful verification or per completed consumer
  connection (link), priced by product - employment verification, income
  verification, deposit switch, paystatements, and insurance. The sandbox
  is free; production is metered per successful outcome. There is no public
  self-service price list, so cost management centers on maximizing
  successful-connection conversion and avoiding wasted (failed) link
  attempts.
notes: >-
  Per-verification rates are sales-quoted and subject to the commercial
  agreement; verify against your Truv order form during reconciliation.
sources:
- https://truv.com/pricing
- https://docs.truv.com
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Truv
serviceCategory: Financial Data and Verification
billingModel:
  pricingCategory: Usage-Based
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
  - Usage
  - Purchase
focusColumns:
  ServiceName: Truv API
  ServiceCategory: Financial Data and Verification
  ProviderName: Truv
  PublisherName: Truv
  InvoiceIssuerName: Truv
  BillingCurrency: USD
  ChargeCategory: Usage
  PricingCategory: Usage-Based
meters:
- name: employment_verifications
  description: Successful employment verifications completed via a link.
  unit: verifications
  aggregation: sum
  dimensions:
  - account
  - product
- name: income_verifications
  description: Successful income verifications completed via a link.
  unit: verifications
  aggregation: sum
  dimensions:
  - account
  - product
- name: deposit_switches
  description: Completed direct-deposit switches.
  unit: switches
  aggregation: sum
  dimensions:
  - account
  - product
- name: paystatement_retrievals
  description: Paystatement / admin data retrievals.
  unit: retrievals
  aggregation: sum
  dimensions:
  - account
  - product
- name: insurance_verifications
  description: Insurance data verifications completed via a link.
  unit: verifications
  aggregation: sum
  dimensions:
  - account
  - product
- name: completed_links
  description: Consumer connections (links) that successfully authenticated to a payroll/employer source.
  unit: links
  aggregation: sum
  dimensions:
  - account
principles:
- name: Visibility
  description: Track successful vs. failed link attempts and per-product verification counts against the order form.
- name: Allocation
  description: Tag access keys / bridge tokens per workflow or team and map to internal cost centers.
- name: Optimization
  description: Maximize connection success rate (provider coverage, retries, consumer UX) to avoid paying for or repeating failed verifications; use webhooks to avoid redundant report pulls.
- name: Accountability
  description: Assign owners per integration and review verification spend against budget and conversion.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com