specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Truv
providerId: truv
created: '2026-07-01'
modified: '2026-07-01'
reconciled: false
tags:
- Payroll
- Income Verification
- Employment Verification
- Consumer Permissioned Data
- Plans
description: >-
  Truv does not publish a public self-service price list. Access is
  sales-quoted: prospective customers request access, receive sandbox
  credentials to build against, and negotiate a commercial agreement for
  production. Pricing is typically per successful verification / per
  completed connection (link) with volume-based commitments, and varies by
  product (employment verification, income verification, deposit switch,
  paystatements, insurance). Contact Truv sales for a quote.
notes: >-
  Prices below are placeholders (sales-quoted). Verify exact packaging and
  per-verification rates directly with Truv on reconciliation.
sources:
- https://truv.com/pricing
- https://truv.com/contact
- https://docs.truv.com
plans:
- id: truv-sandbox
  name: Sandbox
  type: free
  description: >-
    Free sandbox environment with test credentials (X-Access-Client-Id +
    X-Access-Secret) and sandbox login providers for building and testing
    the full Bridge + verification flow before going live.
  entries:
  - label: Sandbox Access
    name: sandbox
    type: flat
    metric: environment
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: free
    userMultiplied: false
  elements:
  - name: Bridge Tokens
  - name: Users
  - name: Links
  - name: Employment Verification
  - name: Income Verification
  - name: Paystatements
  - name: Webhooks
- id: truv-production
  name: Production
  type: usage
  description: >-
    Production access under a commercial agreement. Billed per successful
    verification / completed link, priced by product and negotiated by
    volume. Contact sales.
  entries:
  - label: Employment Verification
    name: employment_verification
    type: usage
    metric: verifications
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted (per successful verification)
    userMultiplied: false
  - label: Income Verification
    name: income_verification
    type: usage
    metric: verifications
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted (per successful verification)
    userMultiplied: false
  - label: Deposit Switch
    name: deposit_switch
    type: usage
    metric: switches
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted (per completed switch)
    userMultiplied: false
  - label: Paystatements
    name: paystatements
    type: usage
    metric: retrievals
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted
    userMultiplied: false
  - label: Insurance
    name: insurance
    type: usage
    metric: verifications
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: sales-quoted
    userMultiplied: false
  elements:
  - name: Employment Verification
  - name: Income Verification
  - name: Deposit Switch
  - name: Paystatements
  - name: Payroll and Timesheets
  - name: Insurance
- id: truv-enterprise
  name: Enterprise
  type: enterprise
  description: >-
    Volume commitments, dedicated support, custom coverage, and negotiated
    terms for lenders, banks, background screeners, and platforms. Contact
    Truv sales.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Dedicated Support
  - name: Custom Coverage and SLAs
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com