specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: TurboRater
providerId: turborater
created: '2026-07-10'
modified: '2026-07-10'
reconciled: false
tags:
- Insurance
- Comparative Rating
- Real-Time Rating
- ITC
- Zywave
- Plans
description: >-
  TurboRater (ITC / Zywave) does not publish public, self-serve pricing for its
  rating platform or its rating API. Access is sold as a subscription and is
  quoted by ITC/Zywave sales based on the products used, the lines of business,
  the carrier appointments required, and, for the API, integration and quote
  volume. There is no free developer tier and no published per-quote rate; the
  rating API is provisioned to qualified partners (agencies, carriers, lead
  providers, and online aggregators). The plans below are modeled from that
  access model, not copied from a public price list.
notes: >-
  All amounts are contact-sales. Per-quote or per-subscription rates are not
  publicly disclosed; verify current terms directly with ITC/Zywave. The API is
  partner-gated - endpoints are modeled (endpointsModeled=true), not published.
sources:
- https://www.zywave.com/sales-cloud/turborater/
- https://www.turborater.com/
- https://www.turborater.com/products/rating/features/integration
plans:
- id: turborater-subscription
  name: TurboRater Subscription
  type: subscription
  description: >-
    Seat/agency subscription to the TurboRater comparative rater covering auto,
    home, condo, renters, dwelling fire, and motorcycle personal lines across
    200+ carriers. Priced by ITC/Zywave sales based on products, states, and
    carrier connections.
  entries:
  - label: Comparative Rating Subscription
    name: rating_subscription
    type: flat
    metric: contract
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Personal Lines Comparative Rating
  - name: 200+ Carrier Connections
  - name: Real-Time Rates
  - name: Quote Bridge and Export
- id: turborater-rating-api
  name: TurboRater Rating API
  type: partner
  description: >-
    Partner-provisioned access to the web service-based rating API for embedding
    real-time home, auto, and flood quotes into a third party's own website,
    AMS, CRM, or lead-management platform, with quote data returned as XML or
    TurboTags. Requires a subscription and carrier appointments; priced by
    integration and volume.
  entries:
  - label: Rating API Access
    name: rating_api_access
    type: usage
    metric: quotes
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: contact sales (subscription plus quote volume)
    userMultiplied: false
  elements:
  - name: Real-Time Rating API
  - name: XML and TurboTags Output
  - name: Real-Time Bridge
  - name: Carrier Appointment Provisioning
- id: turborater-enterprise
  name: Carrier / Aggregator Enterprise
  type: enterprise
  description: >-
    Custom agreement for carriers, large agencies, lead providers, and online
    aggregators consuming rates at volume, with negotiated terms, dedicated
    integration support, and carrier relationship management. Contact ITC/Zywave.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: us
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Multi-Carrier / Multi-Agency Relationships
  - name: Dedicated Integration Support
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com