specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: TutorCruncher
providerId: tutorcruncher
created: '2026-07-03'
modified: '2026-07-03'
reconciled: false
tags:
- Tutoring
- Education
- FinOps
- Cost Management
- Payments
- FOCUS
description: >-
  FinOps view of TutorCruncher spend. TutorCruncher is a tiered SaaS
  subscription (Pay as you go $30, Startup $80, Enterprise $240 per month on US
  list pricing) with API access gated to the Enterprise tier. The dominant
  variable cost is payment-processing (transaction) fees charged on money moved
  through the platform - a card-payment percentage that decreases with higher
  tiers, plus surcharges for international cards and certain card networks, and a
  smaller percentage on offline/non-integrated payments. There is no separate
  per-call API fee. Cost is therefore driven by subscription tier plus payment
  volume, not by API usage.
notes: >-
  Reconcile current base prices and transaction rates against the pricing page.
  API automation does not add metered API cost, but automating more payment flows
  will increase transaction-fee spend proportionally to processed volume.
sources:
- https://tutorcruncher.com/pricing/us
- https://api.tutorcruncher.com/
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: TutorCruncher
serviceCategory: Business Management Software
billingModel:
  pricingCategory: Subscription-Plus-Usage
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
  - Purchase
  - Usage
  - Tax
meters:
- name: subscription_base
  description: Fixed monthly subscription fee for the chosen plan tier.
  unit: months
  aggregation: sum
  dimensions:
  - account
  - plan
- name: card_transaction_fees
  description: Percentage fee charged on card payments processed through the platform (3.85% / 3.5% / negotiated by tier).
  unit: currency
  aggregation: sum
  dimensions:
  - account
  - plan
- name: offline_transaction_fees
  description: Percentage fee on offline / non-integrated payments (1% / 0.65% / 0.5% by tier).
  unit: currency
  aggregation: sum
  dimensions:
  - account
  - plan
- name: card_surcharges
  description: Additional surcharges for international cards (+1.5%) and Amex/Diners/JCB/UnionPay/prepaid cards (+2%).
  unit: currency
  aggregation: sum
  dimensions:
  - account
  - card_type
principles:
- name: Visibility
  description: Track subscription tier plus the split of card vs offline payment volume and the surcharge-eligible payment mix.
- name: Allocation
  description: Attribute transaction fees to the branches, services, or clients whose payments generated them.
- name: Optimization
  description: Move to a higher tier when payment volume makes the lower per-transaction rate cheaper than the higher base fee; steer payments toward lower-fee methods and away from surcharge-eligible cards where possible.
- name: Accountability
  description: Review monthly base + transaction spend against processed payment volume; confirm API automation is not inflating surcharge-eligible flows.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com