generated: '2026-07-20'
method: derived
status: candidate
source: >-
  Derived from the two publicly exposed, unauthenticated CDR Product Reference
  Data operations in openapi/ubank-cds-banking-products-openapi.yml. ubank
  publishes no official hosted/remote MCP server; this is a candidate tool
  surface for the public Product Reference Data endpoints only. The authenticated
  CDR consumer-data surface (accounts, balances, transactions, payees) is
  FAPI/OAuth2-secured and available only to accredited data recipients, so it is
  intentionally out of scope for an anonymous MCP surface.
server:
  name: ubank-cdr-products
  transport: http
  url: null
  base_url: https://public.cdr-api.86400.com.au/cds-au/v1
  auth: none
  note: >-
    All requests require an x-v request header (integer API version). Get
    Products currently serves x-v 5; Get Product Detail currently serves x-v 7.
tools:
- name: list_banking_products
  description: >-
    List ubank's openly offered banking products (savings accounts and
    residential mortgages) with pricing, fees, and eligibility. Supports
    effective/updated-since/brand/product-category filters and standard
    page/page-size pagination.
  source_operation: openapi/ubank-cds-banking-products-openapi.yml#listBankingProducts
  http: GET /banking/products
  required_headers: [x-v]
- name: get_banking_product_detail
  description: >-
    Get the full detail for a single ubank banking product by productId - rates,
    fees, features, eligibility, constraints, bundles, and terms.
  source_operation: openapi/ubank-cds-banking-products-openapi.yml#getBankingProductDetail
  http: GET /banking/products/{productId}
  required_headers: [x-v]