aid: ubs
url: https://raw.githubusercontent.com/api-evangelist/ubs/refs/heads/main/apis.yml
name: UBS
type: Index
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Financial
  - Banks
  - Wealth Management
  - Investment Banking
  - Open Banking
description: 'A Swiss multinational investment bank and financial services company and the world''s largest wealth manager. UBS exposes a multi-ecosystem developer platform at developer.ubs.com covering retail banking, mortgages, QR billing, EU PSD2 open banking, Swiss TWINT payments, corporate bLink connectivity, and the enterprise UBS Partner / KeyPort offering.'
created: '2026-05-05'
modified: '2026-05-16'
specificationVersion: '0.19'
apis:
  - aid: ubs:psd2
    name: UBS PSD2 API
    tags:
      - Open Banking
      - PSD2
      - Payments
      - Account Information
      - EU Regulation
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.ubs.com/
    properties:
      - url: https://developer.ubs.com/
        type: Documentation
      - url: https://developer.ubs.com/get-started
        type: GettingStarted
    description: >-
      UBS's EU PSD2-compliant open banking API set covering Account Information
      Services (AIS), Payment Initiation Services (PIS), and Confirmation of
      Funds (CoF). Used by licensed third-party providers to access UBS account
      information and initiate payments on behalf of consenting UBS customers
      under the EU Revised Payment Services Directive.
  - aid: ubs:key4-mortgages
    name: UBS key4 Mortgages API
    tags:
      - Mortgages
      - Lending
      - Real Estate
      - Switzerland
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.ubs.com/
    properties:
      - url: https://developer.ubs.com/
        type: Documentation
    description: >-
      The UBS key4 mortgages API lets property platforms and brokers embed
      Swiss mortgage origination, affordability checks, and indicative
      financing into their own customer journeys. Reference integration with
      Homegate.ch enables property buyers to evaluate financing options
      without manual data entry.
  - aid: ubs:qr-portal
    name: UBS QR Portal API
    tags:
      - QR Bills
      - Payments
      - Invoicing
      - Switzerland
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.ubs.com/
    properties:
      - url: https://developer.ubs.com/
        type: Documentation
    description: >-
      A free programmatic QR-bill creation service supporting the Swiss QR
      payment standard. Returns QR bills in multiple output formats for
      invoicing and accounts-receivable use cases.
  - aid: ubs:twint
    name: UBS TWINT API
    tags:
      - Payments
      - Mobile Payments
      - TWINT
      - Switzerland
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.ubs.com/
    properties:
      - url: https://developer.ubs.com/
        type: Documentation
    description: >-
      UBS integration with TWINT, the Swiss mobile payment scheme, exposing
      merchant and consumer payment flows for in-app and point-of-sale
      checkout.
  - aid: ubs:blink
    name: UBS bLink API
    tags:
      - Corporate Banking
      - Open Banking
      - Payments
      - Cash Management
      - Switzerland
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.ubs.com/
    properties:
      - url: https://developer.ubs.com/
        type: Documentation
    description: >-
      bLink is the open banking platform for UBS corporate clients, exposing
      account information, transaction history, and payment submission so
      ERPs, accounting software, and treasury management systems can connect
      directly to UBS corporate accounts.
  - aid: ubs:partner-keyport
    name: UBS Partner / KeyPort API
    tags:
      - White Label Banking
      - Wealth Management
      - Custody
      - Banking as a Service
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.ubs.com/
    properties:
      - url: https://developer.ubs.com/
        type: Documentation
    description: >-
      UBS Partner and KeyPort form the enterprise integration surface used by
      partner banks, external asset managers (EAMs), and corporate clients to
      embed UBS wealth-management, custody, and banking capabilities into
      their own systems.
  - aid: ubs:banking-ecosystem
    name: UBS Banking Ecosystem API
    tags:
      - Banking
      - Accounts
      - Payments
      - Finance
    image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg
    humanURL: https://developer.ubs.com/
    properties:
      - url: https://developer.ubs.com/
        type: Documentation
    description: >-
      The umbrella UBS Banking Ecosystem exposes APIs around the broader
      retail and private banking surface, covering account, transaction, and
      product-data services beyond the dedicated mortgage, QR, PSD2, TWINT,
      bLink, and Partner/KeyPort ecosystems.
common:
  - type: GitHubOrganization
    url: https://github.com/UBS-AG
  - type: LinkedIn
    url: https://www.linkedin.com/company/ubs
  - type: Website
    url: https://www.ubs.com/
  - type: Portal
    url: https://developer.ubs.com/
  - type: Documentation
    url: https://developer.ubs.com/
  - type: GettingStarted
    url: https://developer.ubs.com/get-started
  - type: Blog
    url: https://developer.ubs.com/blog
  - type: Support
    url: https://developer.ubs.com/support
  - type: Features
    data:
      - name: Multi-Ecosystem Developer Platform
        description: Seven distinct API ecosystems on developer.ubs.com covering retail banking, mortgages, QR bills, PSD2 open banking, TWINT, corporate bLink, and Partner/KeyPort
      - name: PSD2 Compliance
        description: EU PSD2-compliant Account Information, Payment Initiation, and Confirmation of Funds services for licensed third-party providers
      - name: Swiss QR-Bill Generation
        description: Free programmatic creation of Swiss QR bills in multiple output formats
      - name: Embedded Mortgage Origination
        description: key4 mortgage APIs allow property platforms to embed Swiss home financing journeys
      - name: Corporate ERP Connectivity
        description: bLink connects ERPs and treasury systems directly to UBS corporate accounts
      - name: TWINT Mobile Payments
        description: Swiss mobile payment integration for merchants and consumers
  - type: UseCases
    data:
      - name: Open Banking Aggregation
        description: Third-party providers aggregate UBS account data into personal finance and wealth aggregation apps under PSD2
      - name: Embedded Mortgages on Property Portals
        description: Property listing sites embed key4 mortgage affordability checks and pre-qualification
      - name: Invoicing Automation
        description: Accounting and invoicing platforms generate compliant Swiss QR bills via the QR Portal API
      - name: Corporate Cash Management
        description: Treasury systems consume bLink to view balances and initiate corporate payments
      - name: White-Label Wealth Management
        description: Partner banks and EAMs use UBS Partner / KeyPort to offer UBS-backed services under their own brand
  - type: Integrations
    data:
      - name: Homegate.ch
        description: Reference property-portal integration of the key4 mortgages API
      - name: ERP and Accounting Systems
        description: bLink connects to SAP, Abacus, Bexio, and similar Swiss ERP/accounting stacks
      - name: TWINT Acceptance
        description: Integrations with the TWINT mobile payment scheme for Swiss merchants