generated: '2026-08-02'
method: searched
source: https://www.unchained.com/legal-regulatory
docs:
  - https://www.unchained.com/legal-regulatory
  - https://www.unchained.com/privacy-security
description: >-
  Unchained publishes no machine-readable API contract, so the usual API-side
  conformance assertions (OAuth 2.0, OIDC, RFC 9457, JSON:API, pagination,
  idempotency) cannot be derived — there is nothing to derive them from, and
  none are asserted here. What Unchained DOES publish, in depth, is its
  financial-regulatory posture: it operates as a financial institution under the
  Bank Secrecy Act with state-by-state money transmitter licensing. Those are the
  standards captured below.
standards:
  - id: bsa-aml-kyc
    name: Bank Secrecy Act / AML / KYC
    conforms: true
    evidence: >-
      "Unchained is a financial institution as defined by the Bank Secrecy Act (BSA).
      As a financial institution, we are required to follow Anti-Money Laundering (AML)
      and Know Your Customer (KYC) practices." — https://www.unchained.com/privacy-security
  - id: nmls-registration
    name: NMLS registration
    conforms: true
    evidence: >-
      Published NMLS IDs — Unchained Capital, Inc. 1900773; Unchained Trading, LLC
      2273761; B&C Lending 2656661; Bitcoin Collateral Services LLC 2423070.
    source: https://www.unchained.com/legal-regulatory
  - id: state-money-transmitter-licensing
    name: US state money transmitter / money services licensing
    conforms: true
    evidence: >-
      Unchained Trading, LLC holds money transmitter (or equivalent) licenses in
      30+ US states and territories, each license number published on the
      legal & regulatory page — e.g. Alabama #894, Arizona #MT-1041292,
      Florida #FT230000395, Illinois #MT.0000440, Nevada #MT11218,
      Washington #550-MT-145597, Puerto Rico #TM-151.
    source: https://www.unchained.com/legal-regulatory
  - id: california-financing-law
    name: California Financing Law License
    conforms: true
    evidence: 'Unchained Capital, Inc. Financing Law License #60DBO-78867'
    source: https://www.unchained.com/legal-regulatory
  - id: louisiana-virtual-currency-business-activity
    name: Louisiana Virtual Currency Business Activity License
    conforms: true
    evidence: 'Virtual Currency Business Activity License #2273761'
    source: https://www.unchained.com/legal-regulatory
  - id: ccpa
    name: California Consumer Privacy Act (opt-out / do-not-sell)
    conforms: true
    evidence: >-
      Publishes a "California do not sell information" page and an opt-out page.
    source: https://www.unchained.com/california-do-not-sell-information
  - id: oauth2
    conforms: false
    evidence: no public API and no published OAuth surface
  - id: openid-connect
    conforms: false
    evidence: /.well-known/openid-configuration returns 404 on every Unchained host
  - id: rfc9457-problem-details
    conforms: false
    evidence: no public API contract to assess
  - id: rfc9116-security-txt
    conforms: false
    evidence: /.well-known/security.txt returns 404 on www.unchained.com and unchained.com
  - id: soc2
    conforms: unknown
    evidence: no public trust center or SOC 2 attestation page found
  - id: iso-27001
    conforms: unknown
    evidence: no public certification page found
x-evidence:
  fetched: '2026-08-02'
  urls:
    - https://www.unchained.com/legal-regulatory
    - https://www.unchained.com/privacy-security
  http_status: 200