{
  "opencollection": "1.0.0",
  "info": {
    "name": "Unit API",
    "version": "1.0"
  },
  "request": {
    "auth": {
      "type": "bearer",
      "token": "{{bearerToken}}"
    }
  },
  "items": [
    {
      "info": {
        "name": "Applications",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Application.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/applications"
          },
          "docs": "Lists individual and business applications with filtering, sorting, and paging."
        },
        {
          "info": {
            "name": "Create Application.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/applications",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"individualApplication\",\n    \"attributes\": {\n      \"ssn\": \"123456789\",\n      \"fullName\": { \"first\": \"John\", \"last\": \"Kenn\" },\n      \"dateOfBirth\": \"1989-02-01\",\n      \"address\": { \"street\": \"123 Main St\", \"city\": \"San Francisco\", \"state\": \"CA\", \"postalCode\": \"94205\", \"country\": \"US\" },\n      \"email\": \"jone.doe@unit-finance.com\",\n      \"phone\": { \"countryCode\": \"1\", \"number\": \"5555555555\" },\n      \"occupation\": \"ArchitectOrEngineer\",\n      \"annualIncome\": \"UpTo10k\",\n      \"sourceOfIncome\": \"EmploymentOrPayrollIncome\"\n    }\n  }\n}"
            }
          },
          "docs": "Creates an individualApplication or businessApplication."
        },
        {
          "info": {
            "name": "Get Application by Id.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/applications/:applicationId",
            "params": [
              {
                "name": "applicationId",
                "value": "",
                "type": "path",
                "description": "The applicationId."
              }
            ]
          },
          "docs": "Retrieves an application by ID."
        },
        {
          "info": {
            "name": "Cancel Application by Id.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/applications/:applicationId/cancel",
            "params": [
              {
                "name": "applicationId",
                "value": "",
                "type": "path",
                "description": "The applicationId."
              }
            ]
          },
          "docs": "Cancels a pending application."
        }
      ]
    },
    {
      "info": {
        "name": "Customers",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get Customers List.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/customers"
          },
          "docs": "Lists customers."
        },
        {
          "info": {
            "name": "Get Customer by Id.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/customers/:customerId",
            "params": [
              {
                "name": "customerId",
                "value": "",
                "type": "path",
                "description": "The customerId."
              }
            ]
          },
          "docs": "Retrieves a customer by ID."
        },
        {
          "info": {
            "name": "Archive Customer by Id.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/customers/:customerId/archive",
            "params": [
              {
                "name": "customerId",
                "value": "",
                "type": "path",
                "description": "The customerId."
              }
            ]
          },
          "docs": "Archives a customer."
        }
      ]
    },
    {
      "info": {
        "name": "Accounts",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Accounts.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/accounts"
          },
          "docs": "Lists deposit and credit accounts."
        },
        {
          "info": {
            "name": "Create Account.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/accounts",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"depositAccount\",\n    \"attributes\": {\n      \"depositProduct\": \"checking\",\n      \"tags\": { \"purpose\": \"checking\" },\n      \"idempotencyKey\": \"3a1a33be-4e12-4603-9ed0-820922389fb8\"\n    },\n    \"relationships\": {\n      \"customer\": { \"data\": { \"type\": \"customer\", \"id\": \"45555\" } }\n    }\n  }\n}"
            }
          },
          "docs": "Creates a deposit or credit account for a customer."
        },
        {
          "info": {
            "name": "Get Account by Id.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/accounts/:accountId",
            "params": [
              {
                "name": "accountId",
                "value": "",
                "type": "path",
                "description": "The accountId."
              }
            ]
          },
          "docs": "Retrieves an account by ID."
        },
        {
          "info": {
            "name": "Freeze Account by Id.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/accounts/:accountId/freeze",
            "params": [
              {
                "name": "accountId",
                "value": "",
                "type": "path",
                "description": "The accountId."
              }
            ]
          },
          "docs": "Freezes an account."
        },
        {
          "info": {
            "name": "Close an Account by Id.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/accounts/:accountId/close",
            "params": [
              {
                "name": "accountId",
                "value": "",
                "type": "path",
                "description": "The accountId."
              }
            ]
          },
          "docs": "Closes an account."
        }
      ]
    },
    {
      "info": {
        "name": "Cards",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List of Cards.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/cards"
          },
          "docs": "Lists cards."
        },
        {
          "info": {
            "name": "Create a Card.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/cards",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"individualDebitCard\",\n    \"attributes\": {\n      \"shippingAddress\": { \"street\": \"5230 Newell Rd\", \"city\": \"Palo Alto\", \"state\": \"CA\", \"postalCode\": \"94303\", \"country\": \"US\" }\n    },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } }\n    }\n  }\n}"
            }
          },
          "docs": "Creates a debit or credit card linked to an account."
        },
        {
          "info": {
            "name": "Freeze a Card.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/cards/:cardId/freeze",
            "params": [
              {
                "name": "cardId",
                "value": "",
                "type": "path",
                "description": "The cardId."
              }
            ]
          },
          "docs": "Freezes a card."
        },
        {
          "info": {
            "name": "Report card as stolen.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/cards/:cardId/report-stolen",
            "params": [
              {
                "name": "cardId",
                "value": "",
                "type": "path",
                "description": "The cardId."
              }
            ]
          },
          "docs": "Reports a card as stolen."
        }
      ]
    },
    {
      "info": {
        "name": "Authorizations",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List authorizations.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/authorizations"
          },
          "docs": "Lists completed authorizations."
        },
        {
          "info": {
            "name": "Get List Authorization Requests.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/authorization-requests"
          },
          "docs": "Lists real-time authorization requests."
        },
        {
          "info": {
            "name": "Approve Authorization Request by Id.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/authorization-requests/:authorizationId/approve",
            "params": [
              {
                "name": "authorizationId",
                "value": "",
                "type": "path",
                "description": "The authorizationId."
              }
            ]
          },
          "docs": "Approves a real-time authorization request."
        },
        {
          "info": {
            "name": "Decline Authorization Request.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/authorization-requests/:authorizationId/decline",
            "params": [
              {
                "name": "authorizationId",
                "value": "",
                "type": "path",
                "description": "The authorizationId."
              }
            ],
            "body": {
              "type": "json",
              "data": "{\n  \"data\": { \"type\": \"declineAuthorizationRequest\", \"attributes\": { \"reason\": \"InsufficientFunds\" } }\n}"
            }
          },
          "docs": "Declines a real-time authorization request with a reason."
        }
      ]
    },
    {
      "info": {
        "name": "Payments",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Payments.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/payments"
          },
          "docs": "Lists payments."
        },
        {
          "info": {
            "name": "Create a Book Payment.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/payments",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"bookPayment\",\n    \"attributes\": { \"amount\": 10000, \"description\": \"Book payment\" },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } },\n      \"counterpartyAccount\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10002\" } }\n    }\n  }\n}"
            }
          },
          "docs": "Creates an internal, instant book payment."
        },
        {
          "info": {
            "name": "Create an ACH Payment.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/payments",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"achPayment\",\n    \"attributes\": { \"amount\": 5000, \"direction\": \"Credit\", \"description\": \"ACH payment\" },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } },\n      \"counterparty\": { \"data\": { \"type\": \"counterparty\", \"id\": \"20001\" } }\n    }\n  }\n}"
            }
          },
          "docs": "Creates an ACH debit or credit payment."
        },
        {
          "info": {
            "name": "Cancel a Payment by Id.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/payments/:paymentId/cancel",
            "params": [
              {
                "name": "paymentId",
                "value": "",
                "type": "path",
                "description": "The paymentId."
              }
            ]
          },
          "docs": "Cancels a pending payment."
        }
      ]
    },
    {
      "info": {
        "name": "Counterparties",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get Counterparties List.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/counterparties"
          },
          "docs": "Lists counterparties."
        },
        {
          "info": {
            "name": "Create Counterparty.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/counterparties",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"achCounterparty\",\n    \"attributes\": { \"name\": \"John Doe\", \"routingNumber\": \"812345678\", \"accountNumber\": \"1234567890\", \"accountType\": \"Checking\", \"type\": \"Person\", \"permissions\": \"CreditOnly\" },\n    \"relationships\": { \"customer\": { \"data\": { \"type\": \"customer\", \"id\": \"45555\" } } }\n  }\n}"
            }
          },
          "docs": "Creates a counterparty (external bank account)."
        },
        {
          "info": {
            "name": "Get Institution by Routing Number.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/institutions/:routingNumber",
            "params": [
              {
                "name": "routingNumber",
                "value": "",
                "type": "path",
                "description": "The routingNumber."
              }
            ]
          },
          "docs": "Looks up a financial institution by routing number."
        }
      ]
    },
    {
      "info": {
        "name": "Checks",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Check Deposits.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/check-deposits"
          },
          "docs": "Lists check deposits."
        },
        {
          "info": {
            "name": "Create Check Deposit.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/check-deposits",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"checkDeposit\",\n    \"attributes\": { \"amount\": 12345, \"description\": \"Check deposit\" },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } } }\n  }\n}"
            }
          },
          "docs": "Creates a mobile check deposit."
        },
        {
          "info": {
            "name": "Create Check Payment.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/check-payments",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"checkPayment\",\n    \"attributes\": { \"amount\": 5000, \"description\": \"Check payment\" },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } } }\n  }\n}"
            }
          },
          "docs": "Creates an outbound, print-and-mail check payment."
        }
      ]
    },
    {
      "info": {
        "name": "Transactions",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Transactions.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/transactions?page[limit]=20&page[offset]=0",
            "params": [
              {
                "name": "page[limit]",
                "value": "20",
                "type": "query",
                "description": "The page[limit] query parameter."
              },
              {
                "name": "page[offset]",
                "value": "0",
                "type": "query",
                "description": "The page[offset] query parameter."
              }
            ]
          },
          "docs": "Lists posted transactions. Paging requires filtering by customer id or account id."
        },
        {
          "info": {
            "name": "Get Transaction by Id.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/accounts/:accountId/transactions/:transactionId",
            "params": [
              {
                "name": "accountId",
                "value": "",
                "type": "path",
                "description": "The accountId."
              },
              {
                "name": "transactionId",
                "value": "",
                "type": "path",
                "description": "The transactionId."
              }
            ]
          },
          "docs": "Retrieves a single transaction."
        }
      ]
    },
    {
      "info": {
        "name": "Statements and Tax Forms",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Statements.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/statements"
          },
          "docs": "Lists monthly account statements."
        },
        {
          "info": {
            "name": "Get PDF Statement by Id.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/statements/:statementId/pdf",
            "params": [
              {
                "name": "statementId",
                "value": "",
                "type": "path",
                "description": "The statementId."
              }
            ]
          },
          "docs": "Downloads a statement as PDF."
        },
        {
          "info": {
            "name": "Get Tax Forms List.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/tax-forms"
          },
          "docs": "Lists tax forms."
        }
      ]
    },
    {
      "info": {
        "name": "Events and Webhooks",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get Events List.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/events?page[limit]=20&filter[since]=2026-06-01T00:00:00.000Z",
            "params": [
              {
                "name": "page[limit]",
                "value": "20",
                "type": "query",
                "description": "The page[limit] query parameter."
              },
              {
                "name": "filter[since]",
                "value": "2026-06-01T00:00:00.000Z",
                "type": "query",
                "description": "The filter[since] query parameter."
              }
            ]
          },
          "docs": "Lists events going back up to 90 days."
        },
        {
          "info": {
            "name": "Get List Webhooks.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/webhooks"
          },
          "docs": "Lists webhook subscriptions."
        },
        {
          "info": {
            "name": "Create Webhook.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/webhooks",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"webhook\",\n    \"attributes\": { \"url\": \"https://example.com/webhook\", \"secret\": \"my-signing-secret\" }\n  }\n}"
            }
          },
          "docs": "Creates a webhook subscription, signed via X-Unit-Signature."
        }
      ]
    },
    {
      "info": {
        "name": "Risk and Fraud",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Create Stop Payment.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/stop-payments",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"achStopPayment\",\n    \"attributes\": { \"description\": \"Stop payment\" },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } } }\n  }\n}"
            }
          },
          "docs": "Creates a stop payment on an ACH or check."
        },
        {
          "info": {
            "name": "Get List Disputes.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/disputes"
          },
          "docs": "Lists card disputes."
        }
      ]
    },
    {
      "info": {
        "name": "Credit and Repayments",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Repayments.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/repayments"
          },
          "docs": "Lists repayments on credit accounts."
        },
        {
          "info": {
            "name": "Create a Repayment.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/repayments",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"bookRepayment\",\n    \"attributes\": { \"amount\": 5000, \"description\": \"Repayment\" },\n    \"relationships\": {\n      \"account\": { \"data\": { \"type\": \"creditAccount\", \"id\": \"10003\" } },\n      \"counterpartyAccount\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } }\n    }\n  }\n}"
            }
          },
          "docs": "Creates a one-time repayment on a credit account."
        }
      ]
    },
    {
      "info": {
        "name": "Fees and Rewards",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Create Fee.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/fees",
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"fee\",\n    \"attributes\": { \"amount\": 500, \"description\": \"Monthly service fee\" },\n    \"relationships\": { \"account\": { \"data\": { \"type\": \"depositAccount\", \"id\": \"10001\" } } }\n  }\n}"
            }
          },
          "docs": "Charges a customer's account for an activity not covered by native fees."
        },
        {
          "info": {
            "name": "Get Rewards List.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/rewards"
          },
          "docs": "Lists rewards."
        }
      ]
    },
    {
      "info": {
        "name": "API Tokens",
        "type": "folder"
      },
      "items": [
        {
          "info": {
            "name": "Get List Org API Tokens.",
            "type": "http"
          },
          "http": {
            "method": "GET",
            "url": "https://api.s.unit.sh/users/:userId/api-tokens",
            "params": [
              {
                "name": "userId",
                "value": "",
                "type": "path",
                "description": "The userId."
              }
            ]
          },
          "docs": "Lists a user's org-level API tokens."
        },
        {
          "info": {
            "name": "Create Customer Token.",
            "type": "http"
          },
          "http": {
            "method": "POST",
            "url": "https://api.s.unit.sh/customers/:customerId/token",
            "params": [
              {
                "name": "customerId",
                "value": "",
                "type": "path",
                "description": "The customerId."
              }
            ],
            "body": {
              "type": "json",
              "data": "{\n  \"data\": {\n    \"type\": \"customerToken\",\n    \"attributes\": { \"scope\": \"accounts payments cards\" }\n  }\n}"
            }
          },
          "docs": "Issues a scoped, short-lived customer API token."
        }
      ]
    }
  ],
  "bundled": true
}