slug: unum
provider: Unum
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Insurance
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 2
edges:
- tag: Billing
  spec_file: unum-billing-api-openapi.yml
  capability_id: BC-2150.10
  capability_id_l1: BC-2150
  capability_name: Premium Billing Management
  confidence: 0.78
  evidence: 'GET /billing/invoices listBillingInvoices List Billing Invoices; schemas BillingInvoice,
    BillingLineItem; description: "automates ... premium billing calculations"'
  reason: Insurer-side billing invoices for group benefit premiums, explicitly described as premium billing
    calculation. Maps to Premium Billing Management; read-only surface keeps confidence below 0.9.
- tag: Evidence of Insurability
  spec_file: unum-evidence-of-insurability-api-openapi.yml
  capability_id: BC-2130.10
  capability_id_l1: BC-2130
  capability_name: Underwriting Risk Intake
  confidence: 0.7
  evidence: POST /eoi/submissions  submitEoi  Submit EOI; schemas EoiSubmissionRequest, EoiSubmission;
    "automates eligibility checks, evidence of insurability (EOI) processing"
  reason: Evidence of insurability submissions are the collection of health/risk evidence supporting an
    insurance application — underwriting risk intake for life/disability coverage. Operations create and
    retrieve EOI submissions, not policy or claim records. Sub-capability choice (risk intake vs. decisioning)
    is somewhat uncertain since the surface only carries submission lifecycle.