specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Unum
providerId: unum
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Insurance
  - Benefits Administration
  - HR Integration
  - Disability Insurance
  - Life Insurance
description: Unum is a group benefits insurance carrier. Its APIs (claims, eligibility, leave management, HRIS integrations) are not publicly priced; access is granted to brokers, employer customers, and HRIS/payroll integration partners under contract.
sources:
  - https://www.unum.com/
notes: No public pricing page exists for Unum APIs. API access is partner-gated and negotiated as part of broker, employer, or HRIS integration agreements; pricing is bundled into the underlying insurance contract rather than billed as a developer plan.
plans:
  - id: unum-contact-sales
    name: Contact Sales
    type: enterprise
    description: API access is provisioned to integration partners (HRIS, payroll, broker platforms) and employer customers under a benefits contract. Engage Unum's partnership or broker channels to scope access.
    entries:
      - label: Partner / Customer Contracted Access
        name: contracted_access
        type: flat
        metric: varies
        limit: -1
        timeFrame: usage
        geo: US
        unit: 1
        price: contact sales
        userMultiplied: false
    elements:
      - name: HRIS / Payroll Partner Integration
      - name: Broker Channel Access
      - name: Employer Customer Access
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com
x-canonical:
  generated: '2026-10-08'
  vocabulary: all/0-working/economics/plans-canonical.yml
  models:
  - subscription
  units:
  - negotiated
  plans:
  - name: Contact Sales
    access: enterprise
    model: subscription
    model_how: derived
    units:
    - negotiated
    periods:
    - per-use