slug: up-bank
provider: Up
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 3
edges:
- tag: Banking Products
  spec_file: up-bank-banking-products-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.85
  evidence: GET /banking/products  listBankingProducts  Get Products; schemas BankingProductDetailV7,
    BankingProductFeeV2, BankingProductDepositRateV2, BankingProductBundle
  reason: Publishes the bank's product catalogue with features, fees, rates and bundles — the banking
    product master exposed for CDR product reference data.
- tag: Banking Account Scheduled Payments
  spec_file: up-bank-banking-account-scheduled-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: GET /banking/payments/scheduled  listScheduledPaymentsBulk  Get Scheduled Payments Bulk; schemas
    BankingScheduledPaymentRecurrence, BankingScheduledPaymentToV2, BankingInstalmentPlan
  reason: Scheduled/recurring payment instructions and instalment plans are captured payment instructions
    with payee, recurrence and amount — payment initiation data, though the API only reads them.
- tag: Banking Payees
  spec_file: up-bank-banking-payees-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: GET /banking/payees  listBankingPayees  Get Payees; schemas BankingDomesticPayeeAccount, BankingInternationalPayee,
    BankingBillerPayee, BankingDigitalWalletPayee
  reason: Payee registry (domestic, international, biller, digital wallet) is the beneficiary data underpinning
    payment instruction capture and validation.