# Pricing transcribed from the provider's own page — see provenance. Numbers are quoted, not derived.
generated: '2026-09-20'
method: searched
source: https://up.com.au/pricing/
sources:
- https://up.com.au/pricing/
- https://www.up.com.au/pricing/
provenance:
  tool: planning/api-economics/harvest_pricing.py
  run: 20260920T120546
  grounding: every price_text was found verbatim in the fetched page text
audience: consumer
pricing_basis: free
published: true
note: Consumer bank fee schedule for Up accounts; no API pricing shown (only a 'Developer API' footer
  link). Most items free; savings interest rates (Grow/Flow) not numerically shown in text.
plan_count: 6
currency: AUD
plans:
- name: Monthly Service Fee
  price_text: Free
  period: month
  unit: account
- name: International transaction fees
  price_text: 0%
  price: 0
  period: per-use
  unit: transaction
- name: Overdrawn interest rate
  price_text: 11.23% p.a.
  price: 11.23
  period: year
  unit: overdrawn balance
- name: Up Debit Card
  price_text: Free
  period: none
  unit: card
- name: 2Up Digital Debit Card
  price_text: Free
  period: none
  unit: card
- name: 2Up Plastic Debit Card
  price_text: $10.00
  price: 10
  currency: AUD
  period: one-time
  unit: card