generated: '2026-07-21' method: generated skills: - file: upward-financial-onboard-consumer.md name: Onboard a consumer onto an Upward credit product api: openapi/upward-financial-openapi.json operations: [create-upwardli-token, create-onboarding, get-onboarding, verify-identity, accept-terms, link-bank-account, add-bill-details, perform-underwriting, select-product, submit-loan-request] - file: upward-financial-pay-and-report-bill.md name: Pay a bill and report it to the credit bureaus api: openapi/upward-financial-openapi.json operations: [create-upwardli-token, create-bill, create-bill-payment, get-all-bill-payments, create-reported-bill, get-all-bill-reportings] - file: upward-financial-manage-card-in-sandbox.md name: Manage a credit builder card and simulate transactions in sandbox api: openapi/upward-financial-openapi.json operations: [create-upwardli-token, get-payment-card, freeze-payment-card, unfreeze-card, list-payment-card-transactions, create-payment-card-sim-auth, create-payment-card-sim-funding, create-payment-card-sim-settlement]