aid: uzum name: Uzum description: >- Uzum is an Uzbekistan-based digital ecosystem headquartered in Tashkent that bundles e-commerce, fintech and digital banking into a single group: Uzum Market (the country's largest online marketplace), Uzum Tezkor (rapid food and grocery delivery), Uzum Bank (a licensed digital bank), and Uzum Nasiya (consumer BNPL / installment lending). Its developer-facing API surface is published by Uzum Bank at developer.uzumbank.uz, where nine OpenAPI contracts and a JSON-RPC 2.0 Banking-as-a-Service hub cover card acquiring (Uzum Checkout), QR and cash-register payments (Uzum Fast Pay, Dynamic QR), tax receipt fiscalization to the Uzbek State Tax Committee (Uzum Fiscalization), inbound and outbound cross-border money transfer (Uzum CrossBorder Transfer, Remit Core), installment contract origination (Uzum Nasiya Partner API), in-app merchant billing (Merchant API webhooks) and FX rate quoting (RateKeeper). Uzum Market additionally operates a seller-cabinet API at api-seller.uzum.uz for FBO/FBS order, inventory and price synchronization, which is credential-gated. All Uzum Bank API programs are onboarded through an account manager rather than self-service signup. url: https://raw.githubusercontent.com/api-evangelist/uzum/refs/heads/main/apis.yml x-type: company x-source: harvest:secondary-market image: https://developer.uzumbank.uz/en/img/logo.svg specificationVersion: '0.20' created: '2026-09-02' modified: '2026-09-02' tags: - Company - Payments - Banking - Financial Services - E-Commerce - Marketplace - Money Transfer - Remittances - BNPL - Acquiring - QR Payments - Fiscalization - Banking as a Service - Uzbekistan - Central Asia maintainers: - FN: Kin Lane email: kin@apievangelist.com - FN: APIs.json email: info@apis.io apis: - aid: uzum-checkout name: Uzum Checkout description: >- Payment gateway for websites and mobile applications. Card payments (Visa, Mastercard, Uzcard, Humo), one-step and two-step authorization, back-to-back payment without the hosted form, card binding and recurring payments, full and partial refunds, reversal, and automatic receipt fiscalization. PCI DSS compliant. Authenticated with X-Terminal-Id and X-API-Key headers issued by Uzum Bank. humanURL: https://developer.uzumbank.uz/en/checkout baseURL: '' tags: - Payments - Acquiring - Cards - Refunds - Fiscalization properties: - type: OpenAPI url: openapi/uzum-checkout-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/checkout - aid: uzum-crossborder-transfer name: Uzum CrossBorder Transfer description: >- International money transfer between Uzbekistan and other countries. Transfers to Uzbekistan by phone number or card number, transfers from Uzbekistan by card number, cross-border payments for services inside Uzbekistan, live FX conversion rates, transfer status checks, partner account balance and operation registry. HTTP Basic authentication issued per partner. humanURL: https://developer.uzumbank.uz/en/crossborder baseURL: https://crossborder.transfer.uz tags: - Money Transfer - Remittances - Cross Border - Foreign Exchange properties: - type: OpenAPI url: openapi/uzum-crossborder-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/crossborder - aid: uzum-remit-core name: Remit Core description: >- Single integration point for cross-border remittances. Partners register, process, confirm, cancel and status-check CREDIT and DEBIT transfers; Remit Core handles routing, validation and interaction with national payment infrastructure. Also exposes FX conversion, recipient bank lookup by phone number, and partner balance. X-Api-Key header authentication; production connectivity is over IPSec. humanURL: https://developer.uzumbank.uz/en/remitcore baseURL: https://remit-core.ipt-merch.com tags: - Money Transfer - Remittances - Cross Border properties: - type: OpenAPI url: openapi/uzum-remitcore-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/remitcore - type: Postman url: https://developer.uzumbank.uz/remitcore/remitcore_postman_collection_credit.json - aid: uzum-nasiya-partner name: Uzum Nasiya Partner API description: >- REST API for partner integration with the Uzum Nasiya installment (BNPL) service. Buyer registration through an Uzum Nasiya WebView, buyer status and credit limit checks, basket pre-calculation of installment terms, contract creation, SMS-code activation, and contract confirmation or cancellation. Bearer token authentication. humanURL: https://developer.uzumbank.uz/en/nasiya baseURL: https://merchants-api.uzumnasiya.uz tags: - BNPL - Installments - Lending - Consumer Credit properties: - type: OpenAPI url: openapi/uzum-nasiya-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/nasiya - aid: uzum-fiscalization name: Uzum Fiscalization description: >- Fiscalizes sales and refund receipts and submits them to the Uzbekistan State Tax Committee through a Fiscal Data Operator. Generates receipt links, supports non-fiscal receipts for advance and credit payments, and accepts QR-code payment receipt data. Mandatory product-labeling arrays for regulated goods categories. API-key authentication issued per partner. humanURL: https://developer.uzumbank.uz/en/fiscalization baseURL: https://ofd-key.inplat-tech.com tags: - Fiscalization - Tax - Receipts - Compliance properties: - type: OpenAPI url: openapi/uzum-fiscalization-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/fiscalization - aid: uzum-fast-pay name: Uzum Fast Pay description: >- Instant QR-code payments and payments through cash-register and POS / fiscal register systems, where the seller scans the customer's QR code from the Uzum Bank app. Payment processing, fiscalization, reversal and status check. Signed Authorization header of the form merchant_id:sha1_hash:timestamp. humanURL: https://developer.uzumbank.uz/en/fastpay baseURL: https://mobile.apelsin.uz tags: - Payments - QR Payments - Point of Sale properties: - type: OpenAPI url: openapi/uzum-fastpay-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/fastpay - aid: uzum-dynamic-qr name: Uzum Dynamic QR description: >- Dynamic QR payment for a QR code printed on a POS receipt or shown on a cash-register screen, scanned by the customer in the Uzum Bank mobile application. Order creation and payment-link generation, order and payment status checks, fiscalization, reversal and cancellation. humanURL: https://developer.uzumbank.uz/en/dynamicqr baseURL: https://mobile.apelsin.uz tags: - Payments - QR Payments - Point of Sale properties: - type: OpenAPI url: openapi/uzum-dynamicqr-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/dynamicqr - aid: uzum-merchant-api name: Uzum Merchant API description: >- Webhook protocol that lets partners accept payments from inside the Uzum Bank mobile application. Uzum Bank calls five partner-implemented webhooks — check, create, confirm, reverse and status — carrying payment data; the partner implements the handlers and returns responses per the specification. HTTP Basic authorization. humanURL: https://developer.uzumbank.uz/en/merchant baseURL: '' tags: - Payments - Webhooks - Billing properties: - type: OpenAPI url: openapi/uzum-merchant-openapi.yaml - type: Webhooks url: asyncapi/uzum-merchant-webhooks.yml - type: Documentation url: https://developer.uzumbank.uz/en/merchant - aid: uzum-ratekeeper name: Uzum RateKeeper description: >- Partner-facing foreign-exchange rate service. Converts an amount between currencies at the current Uzum rate and returns the partner's conversion limits. Documented on the Uzum Bank developer portal as rate-keeper-back. humanURL: https://developer.uzumbank.uz/en/ratekeeper baseURL: '' tags: - Foreign Exchange - Rates properties: - type: OpenAPI url: openapi/uzum-ratekeeper-openapi.yaml - type: Documentation url: https://developer.uzumbank.uz/en/ratekeeper - aid: uzum-payment-hub-baas name: Uzum BaaS Payment Hub description: >- Banking-as-a-Service JSON-RPC 2.0 API that lets partners embed payments, transfers and account and card operations inside Uzbekistan's national payment system. Covers account balance, history and attached-account listing, card binding and card lookup, merchant and merchant-category directories, and receipt creation for card-to-card, card-to-account, account-to-card, account-to-account and online card payments. HTTP Basic authentication over TLS 1.2. Documented as reference pages; no OpenAPI is published for this surface. humanURL: https://developer.uzumbank.uz/en/paymenthub/ baseURL: '' tags: - Banking as a Service - JSON-RPC - Payments - Transfers properties: - type: Documentation url: https://developer.uzumbank.uz/en/paymenthub/ - type: ErrorCatalog url: errors/uzum-paymenthub-error-codes.yml - aid: uzum-market-seller name: Uzum Market Seller API description: >- Seller-cabinet API for Uzum Market used to synchronise marketplace orders, inventory and prices for both Fulfilment by Operator (FBO) and Fulfilment by Seller (FBS) models. Access requires an API token issued inside a seller's own Uzum Market Seller cabinet; the host answers 403 "RBAC: access denied" anonymously and the Swagger UI redirects to a Keycloak login, so no public contract is available. humanURL: https://seller.uzum.uz/ baseURL: https://api-seller.uzum.uz tags: - E-Commerce - Marketplace - Orders - Inventory properties: - type: Documentation url: https://seller.uzum.uz/ common: - type: Website url: https://uzum.com/en/ - type: DeveloperPortal url: https://developer.uzumbank.uz/en/ - type: Documentation url: https://developer.uzumbank.uz/en/ - type: APIReference url: https://developer.uzumbank.uz/en/checkout - type: GettingStarted url: https://developer.uzumbank.uz/en/paymenthub/testing/getting-started/ - type: SignUp url: https://merchants.uzumbank.uz/en/ - type: Blog url: https://uzum.com/en/press-center/news-and-press-releases/ - type: TermsOfService url: https://uzum.com/en/privacy-and-terms/ - type: PrivacyPolicy url: https://uzum.com/en/privacy-and-terms/ - type: Support url: https://uzum.com/en/contacts/ - type: Postman url: https://developer.uzumbank.uz/remitcore/remitcore_postman_collection_credit.json - type: Packages url: packages/uzum-packages.yml - type: MCPServer url: mcp/uzum-mcp.yml - type: LLMsTxt url: llms/uzum-llms.txt - type: Overlay url: overlays/uzum-checkout-overlay.yaml - type: Conformance url: conformance/uzum-conformance.yml - type: Compliance url: conformance/uzum-conformance.yml - type: ErrorCatalog url: errors/uzum-problem-types.yml - type: DeclineCodes url: errors/uzum-decline-codes.yml - type: Lifecycle url: lifecycle/uzum-lifecycle.yml - type: Authentication url: authentication/uzum-authentication.yml - type: DomainSecurity url: security/uzum-domain-security.yml - type: Sandbox url: sandbox/uzum-sandbox.yml - type: Conventions url: conventions/uzum-conventions.yml - type: ChangeLog url: changelog/uzum-changelog.yml - type: DataModel url: data-model/uzum-data-model.yml - type: Webhooks url: asyncapi/uzum-merchant-webhooks.yml - type: AgentSkill url: skills/_index.yml - type: Plans url: plans/uzum-plans-pricing.yml - type: RateLimits url: rate-limits/uzum-rate-limits.yml x-enrichment: date: '2026-09-02' status: enriched artifacts_added: 43 pass: local-v1