# Vauld

> Vauld is a crypto asset management platform (formerly Bank of Hodlers), founded in India and headquartered in Singapore, offering crypto lending, borrowing, and fiat<>crypto trading. Its Enterprise API exposes wallets, INR fiat rails, KYC, crypto swaps, borrowing, and lending to partner organisations, authenticated with HMAC-SHA256 request signing. Vauld suspended withdrawals in July 2022 and has been in creditor-protection restructuring; the API documentation remains published and the platform API still responds, but the documented testnet hosts no longer resolve.

Generated by API Evangelist from the apis.yml catalog and repo artifacts on 2026-07-21 (method: generated — Vauld publishes no llms.txt).

## APIs

- [Vauld Enterprise API Reference](https://docs.vauld.com/): Fiat<>Crypto trading (INR), KYC, crypto swaps, wallets, borrowing, and lending modules. All operations are HTTP POST with a JSON body signed via HMAC-SHA256 (hex digest in the `hmac` header, APIKey as seed, orgID in every body).
- [Platform API config](https://api.vauld.com/): Live platform endpoint returning app version and feature flags (registration disabled, withdrawals enabled).

## Docs

- [Getting started](https://docs.vauld.com/): Testnet base URL (apis.bankofhodlers.com — currently unresolvable), test API keys per module, Kovan testnet for ETH/ERC20.
- [Authentication](https://docs.vauld.com/): HMAC-SHA256 of the URI-encoded JSON payload using the APIKey as seed.
- [Webhooks](https://docs.vauld.com/): Events user/kyc/fiat/crypto with sub-events (userCreated, status, deposit, withdrawal, internalTransfer, document verifications); register via POST /misc/addWebhook.

## Artifacts

- [Authentication profile](authentication/vauld-authentication.yml)
- [API conventions](conventions/vauld-conventions.yml)
- [Webhook catalog](asyncapi/vauld-webhooks.yml)
- [Sandbox / testnet](sandbox/vauld-sandbox.yml)
- [Error envelope](errors/vauld-problem-types.yml)
- [Embedded components (Instant Payment SDK)](components/vauld-components.yml)
- [Conformance](conformance/vauld-conformance.yml)
- [Lifecycle](lifecycle/vauld-lifecycle.yml)
- [Well-known probe](well-known/vauld-well-known.yml)