{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "$id": "https://raw.githubusercontent.com/api-evangelist/verifone/refs/heads/main/json-schema/ecommerce-api-instalment.json",
  "title": "instalment",
  "description": "The details on the instalment-scheme that should be enacted by the issuer.",
  "required": [
    "number_of_instalments"
  ],
  "type": "object",
  "properties": {
    "instalment_program": {
      "type": "string",
      "description": "The name of special program designated by scheme or issuer.",
      "enum": [
        "MCINST"
      ]
    },
    "number_of_instalments": {
      "minimum": 0,
      "type": "integer",
      "description": "The number of individual parts that the total amount should be paid in."
    },
    "down_payment_amount": {
      "$ref": "#/components/schemas/amountDecimal"
    },
    "first_instalment_amount": {
      "$ref": "#/components/schemas/amountDecimal"
    },
    "instalment_amount": {
      "$ref": "#/components/schemas/amountDecimal"
    },
    "interest_rate": {
      "type": "number",
      "description": "The interest rate.",
      "format": "float"
    },
    "annual_percentage_rate": {
      "type": "number",
      "description": "The interest rate expressed in Annual Percentage Rate.",
      "format": "float"
    },
    "handling_fee": {
      "$ref": "#/components/schemas/amountDecimal"
    },
    "total_amount_with_cost": {
      "$ref": "#/components/schemas/amountDecimal"
    }
  }
}