{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "$id": "https://raw.githubusercontent.com/api-evangelist/verifone/refs/heads/main/json-schema/ecommerce-api-paymentplanoption.json",
  "title": "Instalment payment plan option",
  "description": "An instalment plan option available for the transaction. Instalments are managed by the issuer. To the merchant this is just another transaction.",
  "type": "object",
  "properties": {
    "number_of_instalments": {
      "minimum": 1,
      "type": "integer",
      "description": "The number of individual parts that the total amount should be paid in."
    },
    "first_instalment_amount": {
      "$ref": "#/components/schemas/amountDecimal"
    },
    "instalment_amount": {
      "$ref": "#/components/schemas/amountDecimal"
    },
    "interest_rate": {
      "type": "number",
      "description": "The interest rate.",
      "format": "float"
    },
    "annual_percentage_rate": {
      "type": "number",
      "description": "The interest rate expressed in Annual Percentage Rate.",
      "format": "float"
    },
    "handling_fee": {
      "$ref": "#/components/schemas/amountDecimal"
    },
    "total_amount_with_cost": {
      "$ref": "#/components/schemas/amountDecimal"
    }
  }
}