specification: FinOps Framework specificationVersion: '1.0' schema: https://www.finops.org/framework/ alignedWith: framework: FinOps Foundation Framework frameworkUrl: https://www.finops.org/framework/ dataSpec: FOCUS dataSpecVersion: '1.3' dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/ provider: Verisk providerId: verisk publisherName: Verisk Analytics, Inc. serviceCategory: Insurance Risk Analytics created: '2026-05-04' # Provenance stamped 2026-08-11: this artifact was written by the API Evangelist # bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35. method: generated modified: '2026-05-05' reconciled: false tags: - Insurance - Risk Analytics - FinOps - FOCUS description: 'FOCUS-aligned FinOps stub for Verisk: contractual data / analytics license sold to insurance carriers and brokers. No public pricing or usage/billing API.' sources: - https://www.verisk.com/ notes: No public pricing or billing API. Meters are not invented; reconciliation deferred pending customer-portal access. billingModel: pricingCategory: Subscription billingFrequency: Annual billingCurrency: USD chargeCategories: - Purchase focusColumns: ServiceName: Verisk Data & Analytics ServiceCategory: Insurance Risk Analytics ProviderName: Verisk PublisherName: Verisk Analytics, Inc. InvoiceIssuerName: Verisk Analytics, Inc. BillingCurrency: USD meters: - name: data_api_license description: Annual contractual license for Verisk data sets / APIs; sub-meters not publicly published. unit: varies aggregation: sum principles: - name: Visibility description: Customers consume data via Verisk product portals and APIs; usage telemetry is exposed contractually rather than via a public cost API. - name: Allocation description: Allocation is contract-level (per line of business, geography, data set scope). - name: Optimization description: Optimization is scoping-driven (which data sets, geographies, and query volumes are licensed); renewal is the primary optimization checkpoint. - name: Accountability description: Accountability sits with the actuarial / underwriting / claims business owner; finance owns the annual subscription line. maintainers: - FN: Kin Lane email: kin@apievangelist.com url: https://apievangelist.com