{
  "$schema": "https://json-structure.org/meta/core/v0/#",
  "$id": "https://raw.githubusercontent.com/api-evangelist/verisk/refs/heads/main/json-structure/insurance-analytics-property-risk-structure.json",
  "description": "PropertyRisk schema from Verisk Insurance Analytics API",
  "type": "object",
  "properties": {
    "propertyId": {
      "type": "string",
      "example": "PROP-123456"
    },
    "address": {
      "$ref": "#/components/schemas/Address"
    },
    "coordinates": {
      "$ref": "#/components/schemas/Coordinates"
    },
    "construction": {
      "$ref": "#/components/schemas/ConstructionData"
    },
    "fireProtection": {
      "$ref": "#/components/schemas/FireProtectionClass"
    },
    "perilScores": {
      "type": "object",
      "additionalProperties": {
        "type": "object",
        "properties": {
          "score": {
            "type": "integer",
            "minimum": 1,
            "maximum": 100
          },
          "riskCategory": {
            "type": "string",
            "enum": [
              "VERY_LOW",
              "LOW",
              "MODERATE",
              "HIGH",
              "VERY_HIGH",
              "EXTREME"
            ]
          },
          "description": {
            "type": "string"
          }
        }
      },
      "example": {}
    },
    "lastUpdated": {
      "type": "date",
      "example": "2025-03-15"
    }
  },
  "name": "PropertyRisk"
}