aid: verituity
name: Verituity
description: >-
  Verituity is a McLean, Virginia payment integrity platform that verifies the file, the payee, the
  account and the payment instruction at the moment of authorization, before money moves, across any
  payment rail. The platform is organized as six services — Connect (ingest any batch file or REST
  call and normalize it to ISO 20022), Detect (duplicate and out-of-pattern screening), Eligibility
  (payee qualification against OFAC, SAM and payer-private lists), Verify (identity and bank account
  ownership verification), Pay (rail optionality and orchestration across ACH, RTP, wire,
  push-to-card, virtual card, PayPal, Zelle, Venmo, check and cross-border) and Explain (evidence and
  lineage on every decision). Its developer-facing product is Verification-as-a-Service, a single
  POST /v1/verifications call that runs four verification modules and returns one normalized
  decision/tier/reason_code response regardless of which underlying data source answered.
image: https://verituity.com/img/og-default.png
url: https://raw.githubusercontent.com/api-evangelist/verituity/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-09-02'
modified: '2026-09-02'
tags:
- Payments
- Payouts
- Disbursements
- Identity Verification
- Account Verification
- Fraud Prevention
- Payment Integrity
- Banking
- Financial Services
- Public Sector
- ISO 20022
- Compliance
- Company
apis:
- name: Verituity Verification API
  description: >-
    Verification-as-a-Service. A single POST /v1/verifications call declares which verification
    modules to run — organization_identity, individual_identity, payment_method and
    payee_qualification (PQS) — against a payee and an optional payment_account, and returns one
    normalized response carrying a decision, a tier, a reason_code and a score per module. Requests
    are authenticated with an OAuth 2.0 machine-to-machine bearer token (certificate-bound mTLS,
    RFC 8705, for production), carry an Idempotency-Key, and may be forced to deterministic sandbox
    outcomes with the X-Sandbox-Test-Outcome and X-Sandbox-Test-Path headers. Long-running inquiries
    return 202 with a poll_url.
  humanURL: https://verituity.com/developers
  baseURL: https://platform.dev.verituityplatform.com/v1
  x-base-url-note: >-
    This is a NON-PRODUCTION host, and it is the only base URL Verituity publishes anywhere. It is
    printed verbatim on https://verituity.com/developers as the sandbox base_url, and it is live —
    POST /v1/verifications returns HTTP 401 with WWW-Authenticate: Bearer
    realm="verification-api-dev". No production base URL appears on the site, in the code samples,
    or in any well-known document; api.verituityplatform.com resolves but does not answer, and
    platform.verituityplatform.com does not resolve. Recorded as published rather than guessed:
    inventing a production hostname from the domain would be fabrication.
  tags:
  - Verification
  - Identity
  - Payments
  - Payouts
  properties:
  - type: Documentation
    url: https://verituity.com/developers
  - type: APIReference
    url: https://verituity.com/developers
  - type: GettingStarted
    url: https://verituity.com/developers
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/verituity-domain-security.yml
- type: Website
  url: https://verituity.com/
- type: DeveloperPortal
  url: https://verituity.com/developers
- type: Documentation
  url: https://verituity.com/developers
- type: APIReference
  url: https://verituity.com/developers
- type: GettingStarted
  url: https://verituity.com/developers
- type: TermsOfService
  url: https://verituity.com/terms
- type: PrivacyPolicy
  url: https://verituity.com/privacy
- type: Pricing
  url: https://verituity.com/developers
- type: Sandbox
  url: sandbox/verituity-sandbox.yml
- type: Authentication
  url: authentication/verituity-authentication.yml
- type: Conventions
  url: conventions/verituity-conventions.yml
- type: Idempotency
  url: conventions/verituity-conventions.yml
- type: ErrorCatalog
  url: errors/verituity-problem-types.yml
- type: DeclineCodes
  url: errors/verituity-decline-codes.yml
- type: RateLimits
  url: rate-limits/verituity-rate-limits.yml
- type: Plans
  url: plans/verituity-plans-pricing.yml
- type: Examples
  url: examples/verituity-verification-examples.yml
- type: DataModel
  url: data-model/verituity-data-model.yml
- type: Conformance
  url: conformance/verituity-conformance.yml
- type: Compliance
  url: conformance/verituity-conformance.yml
- type: Lifecycle
  url: lifecycle/verituity-lifecycle.yml
- type: Packages
  url: packages/verituity-packages.yml
- type: LLMsTxt
  url: llms/verituity-llms.txt

x-enrichment:
  date: '2026-09-02'
  status: enriched
  artifacts_added: 17
  pass: local-v1