generated: '2026-07-24'
method: searched
source: https://developers.versapay.com/
notes: >-
  Test values published verbatim in the API Reference "Environments" and "Testing
  Order Transactions" sections. Usable in UAT only, and only when the account is
  set up for payment acceptance (contact support@versapay.com).
environments:
  uat:
    url: https://uat.versapay.com
    console: https://uat.versapay.com/account
    description: Sandbox for integration testing; settlements simulated with test account numbers and test dollar amounts.
  production:
    url: https://secure.versapay.com
    console: https://secure.versapay.com/account
test_bank_accounts:
  - type: ACH
    routing: '122105278'
    account_number: '0000000016'
test_credit_cards:
  expiry: any future-dated expiry month/year
  cards:
    - brand: Visa
      number: '4895281000000006'
    - brand: Visa
      number: '4264280001234500'
      note: will always decline
    - brand: Mastercard
      number: '5541032000004422'
    - brand: Discover
      number: '6011000990911111'
    - brand: American Express
      number: '341111597242000'
cvv_test_values:
  - cvv: '123'
    code: P
    description: Not Processed
  - cvv: '234'
    code: M
    description: Match
  - cvv: '345'
    code: N
    description: No Match
  - cvv: '456'
    code: S
    description: CVV value should be on the card but the merchant indicated it is not present
  - cvv: '567'
    code: U
    description: Issuer not certified for CVV processing
  - cvv: '6789'
    code: M
    description: Match (Amex)
  - cvv: '1011'
    code: N
    description: No Match (Amex)
  - cvv: '1213'
    code: P
    description: Not Processed (Amex)
  - cvv: any other number
    code: M
    description: Match
avs_test_values:
  note: Use the postal/zip + address pair to force a specific AVS response code.
  values:
    - {zip: '80801', address: 234 Elm Street, code: A, response: Address match; zip no match}
    - {zip: '80802', address: 234 Elm Street, code: G, response: Global non-AVS participant}
    - {zip: '80803', address: 234 Elm Street, code: N, response: Address and zip do not match}
    - {zip: '80804', address: 234 Elm Street, code: R, response: System unavailable or timed out}
    - {zip: '80809', address: 234 Elm Street, code: Y, response: 5-digit zip and address match}
    - {zip: '808000000', address: 234 Elm Street, code: X, response: 9-digit zip and address match}
    - {zip: K1A0A9, address: 234 Elm Street, code: D, response: Zip and address match (International)}