openapi: 3.0.1
info:
  title: Foreign Exchange Rates B2B Connect API API
  description: Initiate, track, and manage large-value cross-border B2B payment transactions with direct settlement capabilities.
  version: '1'
servers:
- url: https://sandbox.api.visa.com
  description: Sandbox server
security: []
tags:
- name: B2B Connect API
  description: Initiate, track, and manage large-value cross-border B2B payment transactions with direct settlement capabilities.
paths:
  /vba/v1/payments:
    post:
      operationId: initiatePayment
      summary: Initiate Payment
      description: Initiates a new cross-border B2B payment transaction. The payment is routed through Visa's network for direct settlement between the originating and beneficiary financial institutions.
      tags:
      - B2B Connect API
      requestBody:
        description: Payment initiation details
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PaymentInitiationRequest'
      responses:
        '201':
          description: Payment initiated successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentInitiationResponse'
        '400':
          description: Bad request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          description: Unauthorized
  /vba/v1/payments/{paymentId}:
    get:
      operationId: getPaymentStatus
      summary: Get Payment Status
      description: Retrieves the current status and details of a B2B Connect payment transaction.
      tags:
      - B2B Connect API
      parameters:
      - name: paymentId
        in: path
        required: true
        description: Unique identifier for the payment
        schema:
          type: string
      responses:
        '200':
          description: Payment status retrieved successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PaymentStatusResponse'
        '401':
          description: Unauthorized
        '404':
          description: Payment not found
  /vba/v1/payments/{paymentId}/acknowledge:
    post:
      operationId: acknowledgePayment
      summary: Acknowledge Payment
      description: Acknowledges receipt of a B2B Connect payment by the beneficiary financial institution.
      tags:
      - B2B Connect API
      parameters:
      - name: paymentId
        in: path
        required: true
        description: Unique identifier for the payment
        schema:
          type: string
      responses:
        '200':
          description: Payment acknowledged successfully
        '401':
          description: Unauthorized
        '404':
          description: Payment not found
components:
  schemas:
    PaymentInitiationResponse:
      type: object
      properties:
        paymentId:
          type: string
          description: Unique identifier assigned to the payment
        status:
          type: string
          description: Current payment status
          enum:
          - INITIATED
          - PROCESSING
          - SETTLED
          - REJECTED
        createdAt:
          type: string
          format: date-time
          description: Timestamp when the payment was created
    PaymentStatusResponse:
      type: object
      properties:
        paymentId:
          type: string
          description: Unique identifier for the payment
        status:
          type: string
          description: Current payment status
          enum:
          - INITIATED
          - PROCESSING
          - SETTLED
          - REJECTED
          - ACKNOWLEDGED
        originatorBIC:
          type: string
          description: SWIFT BIC of the originator
        beneficiaryBIC:
          type: string
          description: SWIFT BIC of the beneficiary
        amount:
          type: number
          format: double
          description: Payment amount
        currency:
          type: string
          description: Payment currency
        createdAt:
          type: string
          format: date-time
          description: Timestamp when the payment was created
        settledAt:
          type: string
          format: date-time
          description: Timestamp when the payment was settled
    ErrorResponse:
      type: object
      properties:
        errorCode:
          type: string
          description: Machine-readable error code
        message:
          type: string
          description: Human-readable error description
    PaymentInitiationRequest:
      type: object
      required:
      - originatorBIC
      - beneficiaryBIC
      - amount
      - currency
      - originatorReference
      properties:
        originatorBIC:
          type: string
          description: SWIFT BIC code of the originating financial institution
          pattern: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
        beneficiaryBIC:
          type: string
          description: SWIFT BIC code of the beneficiary financial institution
          pattern: ^[A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?$
        amount:
          type: number
          format: double
          description: Payment amount
        currency:
          type: string
          description: ISO 4217 currency code
          pattern: ^[A-Z]{3}$
        originatorReference:
          type: string
          description: Originator's unique reference for the payment
        originatorName:
          type: string
          description: Name of the originating party
        beneficiaryName:
          type: string
          description: Name of the beneficiary party
        beneficiaryAccountNumber:
          type: string
          description: Account number of the beneficiary
        purposeOfPayment:
          type: string
          description: Purpose or reason for the payment
        valueDate:
          type: string
          format: date
          description: Requested settlement date
x-tagGroups:
- name: API Reference
  tags:
  - Foreign Exchange Rates API