generated: '2026-07-21' method: searched source: https://sandbox.vnpayment.vn/apis/ standards: - id: pci-dss version: 3.2.1 level: Level 1 conforms: true evidence: >- VNPAY developer portal states the payment gateway meets PCI DSS 3.2.1 Level 1 and State Bank of Vietnam payment standards. - id: sbv-payment-standard conforms: true evidence: Meets State Bank of Vietnam (Ngân hàng Nhà nước Việt Nam) intermediary payment standards. - id: tokenization conforms: true evidence: Card data protected via tokenization rather than raw storage. - id: rfc9457-problem-details conforms: false evidence: Uses structured vnp_ response codes, not application/problem+json. - id: oauth2 conforms: false evidence: Authentication is HMAC-SHA512 checksum + merchant terminal code, no OAuth2. compliance: program: PCI DSS 3.2.1 Level 1 docs: https://sandbox.vnpayment.vn/apis/