aid: volt-io url: https://raw.githubusercontent.com/api-evangelist/volt-io/refs/heads/main/apis.yml name: Volt kind: company description: >- Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019, Volt connects merchants to bank-initiated payments across the UK (Faster Payments / Open Banking under PSD2), Europe (SEPA), Brazil (Pix), Australia (PayTo), and other real-time schemes through a single API, so shoppers pay directly from their bank account without cards. Its platform spans payment initiation, refunds, payouts, recurring payments (mandates / variable recurring payments), Volt Accounts and virtual IBANs for settlement and collections, account verification (confirmation of payee), and reconciliation reporting. Volt sells to merchants and PSPs across ecommerce, travel, gaming, iGaming and financial services, and is FCA-authorised in its home market of the United Kingdom. Volt ships a genuine, API-native developer surface: a public developer portal and OpenAPI-backed API reference at docs.volt.io, a single production gateway host (gateway.volt.io) with a sandbox, OAuth2 authentication, and webhooks for asynchronous payment events. The docs.volt.io API reference renders schemas server-side, but Volt publishes a real OpenAPI 3.0.1 definition for its Accounts API (virtual IBANs, named accounts, settlement) in the github.com/volt-io/volt-io-accounts repository, and ships first-party mobile checkout SDKs (iOS/Android) plus e-commerce plugins in the same GitHub organization. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Payments - United Kingdom - Open Banking - Account-to-Account - Real-Time Payments - Payment Initiation - Payouts - Recurring Payments - Cross-Border - Pay by Bank created: '2026-07-24' modified: '2026-07-24' specificationVersion: '0.19' apis: - aid: volt-io:volt-payments-api name: Volt Payments API description: >- Volt's Global Payments API initiates account-to-account (pay by bank) payments across open-banking and real-time schemes (UK Faster Payments, SEPA, Pix, PayTo and more), creating payments, retrieving status, and handling refunds through a single gateway. humanURL: https://docs.volt.io/api-reference/payments baseURL: https://gateway.volt.io tags: - Payments - Account-to-Account - Payment Initiation properties: - type: Documentation url: https://docs.volt.io/implementation/payments/integration-overview - type: APIReference url: https://docs.volt.io/api-reference/payments - aid: volt-io:volt-mandates-api name: Volt Mandates API description: >- The Mandates API manages recurring account-to-account payments, including variable recurring payments (VRP) and mandate lifecycle, letting merchants set up and collect repeat bank payments under a customer mandate. humanURL: https://docs.volt.io/api-reference/mandates baseURL: https://gateway.volt.io tags: - Recurring Payments - Mandates - Variable Recurring Payments properties: - type: Documentation url: https://docs.volt.io/implementation/mandates - type: APIReference url: https://docs.volt.io/api-reference/mandates - aid: volt-io:volt-accounts-api name: Volt Accounts API description: >- The Accounts API powers Volt Accounts and virtual IBANs for settlement, collections, payouts and refunds, giving merchants programmatic named accounts for receiving and disbursing funds within the Volt network. humanURL: https://docs.volt.io/api-reference/accounts baseURL: https://accounts.volt.io tags: - Volt Accounts - Virtual IBAN - Payouts properties: - type: Documentation url: https://docs.volt.io/implementation/volt-accounts - type: APIReference url: https://docs.volt.io/api-reference/accounts - type: OpenAPI url: openapi/volt-io-accounts-openapi-original.yaml - type: Overlay url: overlays/volt-io-accounts-overlay.yaml - type: MCPServer url: mcp/volt-io-mcp.yml - type: ToolCrosswalk url: mcp/volt-io-tool-crosswalk.yml - type: DataModel url: data-model/volt-io-data-model.yml - aid: volt-io:volt-verify-api name: Volt Verify API description: >- The Verify (Account Identification) API confirms bank account ownership and details before payment, supporting confirmation-of-payee style checks to reduce misdirected payments and fraud. humanURL: https://docs.volt.io/api-reference/verify baseURL: https://gateway.volt.io tags: - Verify - Account Identification - Confirmation of Payee properties: - type: Documentation url: https://docs.volt.io/implementation/power-tools/verify - type: APIReference url: https://docs.volt.io/api-reference/verify - aid: volt-io:volt-reporting-api name: Volt Reporting API description: >- The Reporting (Reporter) API exposes transaction, settlement and reconciliation data so merchants can retrieve reports on payments, payouts and account activity across the Volt platform. humanURL: https://docs.volt.io/api-reference/reporter baseURL: https://gateway.volt.io tags: - Reporting - Reconciliation properties: - type: Documentation url: https://docs.volt.io/implementation/power-tools/reporter - type: APIReference url: https://docs.volt.io/api-reference/reporter - aid: volt-io:volt-authentication-api name: Volt Authentication API description: >- The Authentication API issues OAuth2 access tokens for the Volt gateway. A POST to /oauth exchanges client_id, client_secret and username/password (resource-owner password grant) for a Bearer access_token used on all other API calls. humanURL: https://docs.volt.io/api-reference/authentication/post-oauth baseURL: https://gateway.volt.io tags: - Authentication - OAuth2 properties: - type: Documentation url: https://docs.volt.io/implementation/essentials/authentication - type: APIReference url: https://docs.volt.io/api-reference/authentication/post-oauth common: - type: VulnerabilityDisclosure url: security/volt-io-vulnerability-disclosure.yml - type: DomainSecurity url: security/volt-io-domain-security.yml - type: AgenticAccess url: agentic-access/volt-io-agentic-access.yml - type: Authentication url: authentication/volt-io-authentication.yml - type: Security url: https://www.volt.io/.well-known/security.txt - type: SecurityTxt url: well-known/volt-io-security.txt - type: WellKnown url: well-known/volt-io-well-known.yml - type: LLMsTxt url: llms/volt-io-llms.txt - type: Packages url: packages/volt-io-packages.yml - type: SDKs url: packages/volt-io-packages.yml - type: Conventions url: conventions/volt-io-conventions.yml - type: Idempotency url: conventions/volt-io-conventions.yml - type: ErrorCatalog url: errors/volt-io-problem-types.yml - type: Conformance url: conformance/volt-io-conformance.yml - type: Compliance url: https://volt.io/compliance/ - type: Lifecycle url: lifecycle/volt-io-lifecycle.yml - type: Deprecation url: https://docs.volt.io/implementation/payments/migration-guide - type: Sandbox url: sandbox/volt-io-sandbox.yml - type: Components url: components/volt-io-components.yml - type: Webhooks url: asyncapi/volt-io-webhooks.yml - type: AgentSkill url: skills/_index.yml - type: GitHubOrganization url: https://github.com/volt-io - type: Pricing url: https://volt.io/pricing/ - type: SignUp url: https://docs.volt.io/onboarding - type: Website url: https://volt.io/ - type: DeveloperPortal url: https://volt.io/developers/ - type: Documentation url: https://docs.volt.io/ - type: APIReference url: https://docs.volt.io/api-reference - type: GettingStarted url: https://docs.volt.io/get-started - type: StatusPage url: https://status.volt.io/ - type: Blog url: https://volt.io/content-hub/ - type: Newsroom url: https://volt.io/newsroom/ - type: Login url: https://fuzebox.volt.io/ - type: Support url: https://volt.io/contact/ - type: TermsOfService url: https://volt.io/legal/terms/ - type: PrivacyPolicy url: https://volt.io/legal/privacy/ - type: LinkedIn url: https://www.linkedin.com/company/voltio maintainers: - FN: Kin Lane email: kin@apievangelist.com