name: Wave Financial Plans and Pricing
description: Pricing tiers for Wave Financial accounting software and API access
url: https://www.waveapps.com/pricing
created: 2026-06-13
modified: 2026-06-13
plans:
  - name: Starter
    description: Free plan with core accounting features and unlimited invoicing
    price: 0
    currency: USD
    period: month
    features:
      - Unlimited estimates and invoices
      - Unlimited bills and bookkeeping records
      - Mobile app access
      - Customer dashboard
      - API access via OAuth 2.0 (connected businesses must have Pro subscription as of May 2025)
    limits:
      api_calls_per_minute: 60
      api_calls_per_day: 5000
    payment_processing:
      credit_card: 2.9% + $0.60 per transaction
  - name: Pro
    description: Enhanced plan with bank import, automated categorization, and multi-user access
    price: 19
    currency: USD
    period: month
    annual_price: 190
    currency_annual: USD
    features:
      - Everything in Starter
      - Auto-import and auto-categorize bank transactions
      - Unlimited receipt digitization
      - Automated late payment reminders
      - Branded invoices
      - Multi-user access
      - Dashboard insights
      - Required for third-party OAuth API integrations (as of May 2025)
    limits:
      api_calls_per_minute: 60
      api_calls_per_day: 5000
    payment_processing:
      credit_card_first_10: 2.9% + $0 per transaction
      credit_card_after_10: 2.9% + $0.60 per transaction
  - name: Wave Advisors
    description: Dedicated bookkeeper with monthly financial statements and tax readiness
    price: 199
    currency: USD
    period: month
    features:
      - Everything in Pro (except mobile receipts)
      - Dedicated bookkeeper
      - Monthly financial statements
      - Expert support
      - Tax readiness assistance
add_ons:
  - name: Receipts Digitization
    price_starter: 11
    price_pro: included
    period: month
  - name: Payroll
    price_starting: 25
    period: month
    notes: Price varies by plan and number of employees
  - name: Wave Advisors Coaching
    description: Optional one-on-one accounting guidance packages
    price: contact_for_pricing
notes:
  - Wave Financial API access is free with no per-call fees
  - As of May 26 2025 third-party OAuth applications require connected businesses to have an active Wave Pro subscription
  - Payroll pricing starts at $25/month for tax service states and $40/month for full-service states