# Wayflyer

> Wayflyer provides revenue-based financing for e-commerce businesses, and its Embedded Finance (Hosted Capital) API lets partner platforms offer Wayflyer funding to their merchants in-product: upload anonymized revenue data to generate indicative offers, render a CTA banner, and run the embedded (v5) or hosted (v4 legacy) funding application. Auth is a two-tier bearer-JWT model (partner token -> per-merchant company tokens, ~24h TTL). Production base URL https://api.wayflyer.com/financing/ with a full-parity sandbox at https://sandbox-api.wayflyer.com/financing/.

Generated by API Evangelist from the Wayflyer developer portal and the artifacts in this repository (no /llms.txt is published at docs.wayflyer.com; probed 2026-07-21, HTTP 404).

## APIs

- [Embedded Finance API reference](https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs): OpenAPI 3.1, 27 operations — tokens, CTA, embedded/hosted applications, user/company details, documents, anonymized data upload
- [Embedded Finance Sandbox API reference](https://docs.wayflyer.com/apis/embedded-finance-sandbox-api-1/docs): sandbox twin plus application-state simulation endpoints

## Specs

- [Embedded Finance OpenAPI (harvested)](openapi/wayflyer-embedded-finance-openapi-original.json)
- [Embedded Finance Sandbox OpenAPI (harvested)](openapi/wayflyer-embedded-finance-sandbox-openapi-original.json)

## Docs

- [Developer portal](https://docs.wayflyer.com/): Kong Konnect dev portal for Hosted Capital
- [Embedded Journey v5 overview](https://docs.wayflyer.com/embedded-journey-v5-overview): how the embedded funding journey works
- [Authentication](https://docs.wayflyer.com/embedded-journey-v5-overview/shared/authentication): partner/company bearer-JWT token model
- [Rate limiting](https://docs.wayflyer.com/embedded-journey-v5-overview/shared/rate-limiting): sliding window, RateLimit-Limit/Remaining + Retry-After
- [Uploading data for indicative offers](https://docs.wayflyer.com/embedded-journey-v5-overview/shared/uploading-data-for-indicative-offers): anonymized batch/file revenue uploads
- [Call to action](https://docs.wayflyer.com/embedded-journey-v5-overview/call-to-action): CTA banner states and copy
- [Sandbox](https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox): sandbox credentials, simulation, demo app
- [UI SDK](https://docs.wayflyer.com/embedded-journey-v5-overview/using-the-sdk/ui-sdk): @wf-financing/ui-sdk
- [Headless SDK](https://docs.wayflyer.com/embedded-journey-v5-overview/using-the-sdk/headless-sdk): @wf-financing/headless-sdk
- [v4 to v5 migration guide](https://docs.wayflyer.com/embedded-journey-v5-overview/v4-legacy/migration-guide-v4-to-v5)

## Repo artifacts

- [Authentication profile](authentication/wayflyer-authentication.yml)
- [Conventions](conventions/wayflyer-conventions.yml)
- [Error catalog](errors/wayflyer-problem-types.yml)
- [Sandbox profile](sandbox/wayflyer-sandbox.yml)
- [Packages / SDKs](packages/wayflyer-packages.yml)
- [Lifecycle](lifecycle/wayflyer-lifecycle.yml)
- [Data model](data-model/wayflyer-data-model.yml)

## Optional

- [Wayflyer website](https://wayflyer.com/)
- [Hosted Capital partner program](https://wayflyer.com/hosted-capital)
- [GitHub org (reference apps)](https://github.com/wayflyer)
- [Demo app](https://demo.wayflyerhostedcapital.com/)
- [Status page](https://status.wayflyer.com/)
- [Trust center](https://trust.wayflyer.com/)