generated: '2026-09-03'
method: derived
source: mcp/wealth-reader-mcp.yml + openapi/wealth-reader-api-for-ai.yaml
note: >-
  THE HEADLINE FINDING IS THE EMPTY CROSSWALK. Wealth Reader ships both an OpenAPI and an MCP
  server, but they describe two different products: the OpenAPI is the bank-aggregation API at
  api.wealthreader.com, and the MCP server operates migration workflows on ALL WR (allwr.io).
  Not one MCP tool binds to an operation in the spec, and not one of the 18 operations is
  reachable from an agent over MCP. An agent that wants to read a portfolio must call the REST
  API directly.
surfaces:
  openapi: openapi/wealth-reader-api-for-ai.yaml
  openapi_servers: https://api.wealthreader.com/
  graphql: null
  mcp: 'stdio only (allwr-toolkit mcp serve) — no URL; not gated, simply not hosted'
  gated:
  - 'MCP inputSchema values: need a local install; no anonymous tools/list is possible over stdio'
crosswalk: []
mcp_only:
- tool: list_connectors
  reason: ALL WR migration toolkit; no public REST operation in the Wealth Reader API spec
- tool: describe_connector
  reason: ALL WR migration toolkit; no public REST operation in the Wealth Reader API spec
- tool: validate_config
  reason: local config validation; no API operation at all
- tool: inspect_source
  reason: reads Asana/Freshdesk, not Wealth Reader
- tool: generate_plan
  reason: local planning; writes only a plan file
- tool: inspect_plan
  reason: local plan file read
- tool: migration_status
  reason: reads the toolkit's local SQLite checkpoint state
- tool: migration_report
  reason: local report bundle generation
- tool: apply_plan
  reason: writes to the ALL WR Tasks import-mode API, which has no published OpenAPI
- tool: resume_migration
  reason: writes to the ALL WR Tasks import-mode API, which has no published OpenAPI
- tool: cancel_migration
  reason: operates the toolkit's own run state
rest_only:
- operation: 'POST /entities/'
  note: no operationId in the spec; the primary read — accounts, cards, loans, deposits, portfolios
- operation: getEntities
- operation: 'GET /entities/category-types/'
  note: no operationId in the spec
- operation: queryTokensByApiKey
- operation: revokeToken
- operation: reasignToken
- operation: addDomain
- operation: 'GET /error-codes/'
  note: no operationId in the spec
- operation: 'GET /warning-codes/'
  note: no operationId in the spec
- operation: 'POST /verify/iban-ownership/'
  note: no operationId in the spec; marked x-internal true
- operation: registerUser
- operation: checkUser
- operation: revokeUser
- operation: 'POST /batch/load/'
  note: no operationId; requires a dedicated environment, not available on api.wealthreader.com
- operation: 'POST /batch/fetch/statistics/'
  note: no operationId in the spec
- operation: 'POST /batch/fetch/connection-result/'
  note: no operationId in the spec
- operation: cardsWebhookRegister
- operation: cardsEnrollmentsCreate
- operation: cardsEnrollmentsStatus
- operation: cardsTransactionsList
coverage:
  mcp_tools: 11
  rest_operations: 20
  bound: 0
  mcp_only: 11
  rest_only: 20
  bound_pct: 0