name: Wealthfront Plans
description: Pricing plans and fee structure for Wealthfront investment and cash management services.
url: https://www.wealthfront.com/pricing
plans:

  - name: Automated Investing Account
    description: Robo-advisor service with automated portfolio management, tax-loss harvesting, and rebalancing.
    url: https://www.wealthfront.com/investing
    price: 0.25% annual advisory fee
    minimum: $500
    features:
      - Automated portfolio management
      - Tax-Loss Harvesting (all balance levels)
      - Automatic rebalancing
      - Expert-built customizable portfolios
      - Account tracking and net worth monitoring
      - Dividend reinvestment

  - name: US Direct Indexing
    description: Stock-level tax-loss harvesting replacing US equity ETFs with up to 1,001 individual S&P 1500 stocks.
    url: https://support.wealthfront.com/hc/en-us/articles/211005023-Wealthfront-s-US-Direct-Indexing
    price: Included in 0.25% annual advisory fee
    minimum: $100,000
    features:
      - Individual stock ownership (up to 1,001 securities)
      - Stock-level tax-loss harvesting
      - Greater tax optimization than ETF-only portfolios
      - Automatic rebalancing

  - name: Smart Beta
    description: Factor-weighted portfolio strategy for enhanced returns with tax-loss harvesting.
    url: https://research.wealthfront.com/whitepapers/smart-beta/
    price: Included in 0.25% annual advisory fee
    minimum: $500,000
    features:
      - Factor-weighted stock selection
      - Stock-level tax-loss harvesting
      - Automated rebalancing

  - name: Stock Investing Account
    description: Self-directed investing with no advisory fees, fractional shares, and pre-built collections.
    url: https://www.wealthfront.com/investing
    price: Free (no advisory or management fees)
    minimum: $1
    features:
      - Fractional share investing
      - No commissions on trades
      - 45+ pre-built investment collections
      - Individual stock selection

  - name: Cash Account
    description: High-yield cash management account with FDIC insurance up to $8M and banking features.
    url: https://www.wealthfront.com/cash
    price: Free (no account fees)
    minimum: $1
    features:
      - 3.30% APY base rate
      - Up to 4.20% APY with boosts
      - FDIC insured up to $8M (individual) / $16M (joint)
      - Debit card with ATM fee reimbursement
      - Bill pay and check writing
      - Mobile deposits
      - Free wire transfers
      - Instant withdrawals (24/7)
      - Cash Categories for goal organization

  - name: 529 College Savings Plan
    description: Tax-advantaged college savings account managed with automated investing strategies.
    url: https://www.wealthfront.com/
    price: 0.25% annual advisory fee
    minimum: $1
    features:
      - Tax-advantaged growth
      - Automated portfolio management
      - Rebalancing