generated: '2026-07-15'
method: generated
source: openapi/wells-fargo-account-transactions-api-openapi.yml, openapi/wells-fargo-ach-payments-api-openapi.yml,
  openapi/wells-fargo-gateway-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 14
  by_action_class:
    connected: 10
    acting: 4
  by_consequence:
    read: 10
    physical: 4
  human_in_the_loop_required: 0
operations:
- path: /v3/accounts/{accountId}/transactions
  method: get
  operationId: listAccountTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - transactions:read
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts/{accountId}/transactions/{transactionId}
  method: get
  operationId: getTransactionDetail
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - transactions:read
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts
  method: get
  operationId: listAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts:read
    token:
      max-ttl: 3600
    audit: none
- path: /v3/accounts/{accountId}/balances
  method: get
  operationId: getAccountBalances
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - accounts:read
    token:
      max-ttl: 3600
    audit: none
- path: /v2/ach/payments
  method: post
  operationId: initiateAchPayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments:write
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/ach/payments
  method: get
  operationId: listAchPayments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments:read
    token:
      max-ttl: 3600
    audit: none
- path: /v2/ach/payments/{paymentId}
  method: get
  operationId: getAchPayment
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments:read
    token:
      max-ttl: 3600
    audit: none
- path: /v2/ach/payments/{paymentId}
  method: delete
  operationId: cancelAchPayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments:write
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/ach/batches
  method: post
  operationId: submitAchBatch
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - payments:write
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/ach/returns
  method: get
  operationId: listAchReturns
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - payments:read
    token:
      max-ttl: 3600
    audit: none
- path: /accounts
  method: get
  operationId: listAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments
  method: get
  operationId: listPayments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments
  method: post
  operationId: createPayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transactions
  method: get
  operationId: listTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none