slug: wells-fargo
provider: Wells Fargo
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 5
edges:
- tag: ACH Payments
  spec_file: wells-fargo-ach-payments-api-openapi.yml
  capability_id: BC-1340.30
  capability_id_l1: BC-1340
  capability_name: Clearing & Settlement Management
  confidence: 0.85
  evidence: POST /v2/ach/payments 'Initiate ACH Payment'; 'Cancel ACH Payment'; schema AchPaymentRequest
  reason: Initiation and lifecycle management of ACH payments — domestic clearing rail (ACH) payment processing.
- tag: Payment Batches
  spec_file: wells-fargo-payment-batches-api-openapi.yml
  capability_id: BC-1340.30
  capability_id_l1: BC-1340
  capability_name: Clearing & Settlement Management
  confidence: 0.75
  evidence: POST /v2/ach/batches 'Submit ACH Batch'; schemas AchBatch, AchBatchRequest
  reason: Submission of ACH payment batches is ACH clearing/payment processing, not generic batch plumbing
    (the payload is payment instructions).
- tag: Accounts
  spec_file: wells-fargo-accounts-api-openapi.yml
  capability_id: BC-1330.10
  capability_id_l1: BC-1330
  capability_name: Deposit Account Management
  confidence: 0.7
  evidence: GET /v3/accounts 'List Accounts'; GET /v3/accounts/{accountId}/balances 'Get Account Balances';
    schema AccountBalance
  reason: Retrieval of bank account lists and balances for treasury management customers — deposit/current
    account information servicing.
- tag: Payment Returns
  spec_file: wells-fargo-payment-returns-api-openapi.yml
  capability_id: BC-1340.30
  capability_id_l1: BC-1340
  capability_name: Clearing & Settlement Management
  confidence: 0.7
  evidence: GET /v2/ach/returns 'List ACH Returns'; schema AchReturnListResponse
  reason: ACH return items are exceptions in the ACH clearing/settlement cycle.
- tag: Payments
  spec_file: wells-fargo-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: POST /payments 'Create a payment'; GET /payments 'List payments'
  reason: Generic payment creation/listing on a bank's payments API — payment initiation; thin context
    so no narrower rail can be named.